The Consumer Debt Clearance Statute Article 43
This English translation was last updated on 2018-12-26, but the Chinese text was amended on 2021-06-16. Later amendments may not be reflected in the translation — please refer to the Chinese text.
In applying for rehabilitation, the debtor shall submit the description of his/her property, his/her income status, and the roster of his/her creditors and debtors.The roster of creditors under the preceding paragraph shall state the following matters:1. Names or titles and addresses of the creditors, and the amount, reason and category of each claim.2. Identification of property with security rights or preferential rights, and the amount of claims which cannot be satisfied for repayment after the exercise of such rights.3. Claim of the debtor's residential mortgage.In applying for rehabilitation, the debtor who has a residential mortgage shall also state whether the special provision for residential mortgage is set forth in his/her rehabilitation proposal.The residential mortgage under subparagraph 3 of paragraph 2 of this Article refers to a building owned by the debtor and used as the residence of himself/herself and his/her family. If there are two or more houses, it shall only refer to one which is the debtor's principal residence. The residential mortgage claim refers to the claim for funds which are required by the debtor for construction or purchase of the house or its improvement, including funds for acquisition of the site land of the house or the use right thereof, and which shall be repaid by installments as agreed in the borrowing from the creditor by creation of security of the house.The roster of debtors under paragraph 1 of this article shall state names or titles and addresses of debtors, and amount, reason, category and security of each debt.The description of property and income status under paragraph 1 of this article shall state the following matters and shall include supporting documents:1. Property inventory, and the nature and location of the property.2. Whether the debtor has engaged in business activities in the most recent five years, and the average turnover per month, if any.3. Amounts, reasons and categories of incomes and necessary expenses.4. Persons to be supported by the debtor under the law.
中文原文 消費者債務清理條例第43條
債務人聲請更生時，應提出財產及收入狀況說明書及其債權人、債務人清冊。
前項債權人清冊，應表明下列事項：
一、債權人之姓名或名稱及地址，各債權之數額、原因及種類。
二、有擔保權或優先權之財產及其權利行使後不能受滿足清償之債權數額。
三、自用住宅借款債權。
有自用住宅借款債務之債務人聲請更生時，應同時表明其更生方案是否定自用住宅借款特別條款。
第二項第三款之自用住宅指債務人所有，供自己及家屬居住使用之建築物。
如有二以上住宅，應限於其中主要供居住使用者。
自用住宅借款債權指債務人為建造或購買住宅或為其改良所必要之資金，包括取得住宅基地或其使用權利之資金，以住宅設定擔保向債權人借貸而約定分期償還之債權。
第一項債務人清冊，應表明債務人之姓名或名稱及地址，各債務之數額、原因、種類及擔保。
第一項財產及收入狀況說明書，應表明下列事項，並提出證明文件：
一、財產目錄，並其性質及所在地。
二、最近五年是否從事營業活動及平均每月營業額。
三、收入及必要支出之數額、原因及種類。
四、依法應受債務人扶養之人。
債務人就前項第三款必要支出所表明之數額，與第六十四條之二第一項、第二項規定之必要生活費用數額相符者，毋庸記載其原因、種類及提出證明文件；未逾該必要生活費用數額，經債務人釋明無須負擔必要支出一部或全部者，亦同。
前項債權人清冊，應表明下列事項：
一、債權人之姓名或名稱及地址，各債權之數額、原因及種類。
二、有擔保權或優先權之財產及其權利行使後不能受滿足清償之債權數額。
三、自用住宅借款債權。
有自用住宅借款債務之債務人聲請更生時，應同時表明其更生方案是否定自用住宅借款特別條款。
第二項第三款之自用住宅指債務人所有，供自己及家屬居住使用之建築物。
如有二以上住宅，應限於其中主要供居住使用者。
自用住宅借款債權指債務人為建造或購買住宅或為其改良所必要之資金，包括取得住宅基地或其使用權利之資金，以住宅設定擔保向債權人借貸而約定分期償還之債權。
第一項債務人清冊，應表明債務人之姓名或名稱及地址，各債務之數額、原因、種類及擔保。
第一項財產及收入狀況說明書，應表明下列事項，並提出證明文件：
一、財產目錄，並其性質及所在地。
二、最近五年是否從事營業活動及平均每月營業額。
三、收入及必要支出之數額、原因及種類。
四、依法應受債務人扶養之人。
債務人就前項第三款必要支出所表明之數額，與第六十四條之二第一項、第二項規定之必要生活費用數額相符者，毋庸記載其原因、種類及提出證明文件；未逾該必要生活費用數額，經債務人釋明無須負擔必要支出一部或全部者，亦同。