Regulations Governing Foreign Exchange Business of Banking Enterprises Article 52
(Matters of Compliance for Renminbi Business)Banking enterprises conducting RMB business shall comply with the following rules in addition to these Regulations and other rules governing foreign exchange business:1.Unless otherwise regulated by the Bank, open a RMB settlement account with the RMB settlement bank before engaging in RMB business; the same provision shall apply to a banking enterprise that has opened a RMB nostro account with an agent bank in Mainland China Area (hereinafter referred to as "agent bank") and has submitted the signed settlement agreement to the Bank for approval and record.2.Cross-border trade in connection with RMB business involving the transfer of funds into and out of Mainland China Area shall be cleared and settled through the RMB settlement bank or an agent bank.3.A banking enterprise that has already been approved by the Bank to engage in purchase and sale of RMB bills shall carry out this business in accordance with these Regulations.4.In providing RMB purchase or sale services to natural persons, the amount is limited to RMB 20,000 for cash transaction per person per transaction, and RMB 20,000 for non-cash transaction per person per day.5.In providing RMB bills withdrawal through a foreign currency ATM, the amount of each withdrawal per person shall not exceed 20,000 RMB.6.In providing natural persons with the service of RMB remittance to Mainland China Area, the customers shall be limited to individuals with a Republic of China Citizenship ID Card and the transaction must be carried out through the RMB settlement bank or an agent bank; in addition, the remittance purpose shall fall under current account, and the amount of remittance shall not exceed 80,000 RMB per person per day.7.Other rules set out by the Bank for proper management of RMB business.
中文原文 銀行業辦理外匯業務管理辦法第52條
銀行業辦理人民幣業務之管理，除應遵循下列規定外，準用本辦法及其他有關外匯業務之規定：
一、除本行另有規定外，應於人民幣清算行開立人民幣清算帳戶，始得辦理人民幣業務；於大陸地區代理銀行（以下簡稱代理行）開立人民幣同業往來帳戶，並將其簽訂之清算協議報本行同意備查者，亦同。
二、承作與跨境貿易相關之人民幣業務，涉及資金進出大陸地區者，應透過人民幣清算行或代理行進行結算及清算。
三、業經本行許可得辦理人民幣現鈔買賣業務者，得逕依本辦法規定辦理人民幣現鈔買賣業務。
四、承作自然人買賣人民幣業務，每人每次買賣現鈔及每日透過帳戶買賣之金額，均不得逾人民幣二萬元。
五、承作於外幣提款機提領人民幣現鈔業務，每人每次提領之金額，不得逾人民幣二萬元。
六、承作自然人匯款人民幣至大陸地區業務，其對象應以領有中華民國國民身分證之個人為限，並應透過人民幣清算行或代理行為之；匯款性質應屬經常項目，且每人每日匯款之金額，不得逾人民幣八萬元。
七、其他本行為妥善管理人民幣業務所為之規定。
一、除本行另有規定外，應於人民幣清算行開立人民幣清算帳戶，始得辦理人民幣業務；於大陸地區代理銀行（以下簡稱代理行）開立人民幣同業往來帳戶，並將其簽訂之清算協議報本行同意備查者，亦同。
二、承作與跨境貿易相關之人民幣業務，涉及資金進出大陸地區者，應透過人民幣清算行或代理行進行結算及清算。
三、業經本行許可得辦理人民幣現鈔買賣業務者，得逕依本辦法規定辦理人民幣現鈔買賣業務。
四、承作自然人買賣人民幣業務，每人每次買賣現鈔及每日透過帳戶買賣之金額，均不得逾人民幣二萬元。
五、承作於外幣提款機提領人民幣現鈔業務，每人每次提領之金額，不得逾人民幣二萬元。
六、承作自然人匯款人民幣至大陸地區業務，其對象應以領有中華民國國民身分證之個人為限，並應透過人民幣清算行或代理行為之；匯款性質應屬經常項目，且每人每日匯款之金額，不得逾人民幣八萬元。
七、其他本行為妥善管理人民幣業務所為之規定。