Compulsory Automobile Liability Insurance Act Article 28

(Conditions of Insurer not Liable for Insurance Benefits)An insurer is not liable for payment of insurance benefits when an automobile traffic accident involving an insured vehicle occurs as a result of either of the following actions by the injured party or other claimant:1.The accident was caused by a deliberate act.2.The accident was caused by a criminal act.When there are multiple claimants and a deliberate or criminal act, as described in the preceding paragraph, has been committed by one or more of them, the insurer shall deduct the portion payable to those individuals and pay the remaining amount to the other claimants.
中文原文 強制汽車責任保險法第28條
受害人或其他請求權人有下列情事之一,致被保險汽車發生汽車交通事故者,保險人不負保險給付責任:
一、故意行為所致。
二、從事犯罪行為所致。
前項其他請求權人有數人,其中一人或數人有故意或從事犯罪之行為者,保險人應將扣除該一人或數人應分得部分之餘額,給付於其他請求權人。

English translation for reference only; the Chinese text prevails. Not legal advice.