Compulsory Automobile Liability Insurance Act Article 18

(Conditions of Refusing Coverage)An insurer may not refuse to insure, except when a proposer has failed to make premium payments or has violated the duty of truthful representation under the preceding article.When an insurer intends to refuse coverage as provided in the preceding paragraph it shall make a written expression of intention within 10 days of receiving the insurance proposal; when it has provided no such written expression by the end of that period, it will be deemed to have agreed to extend insurance coverage.