Regulations Governing Public Disclosure of Information by Non-life Insurance Enterprises Article 7
The operational overview shall include the following information for the previous three years:1. Market share: Calculated as the ratio of total retained premium revenues for the given enterprise in the given year relative to those of all non-life insurance enterprises.2. Premium revenues, retained premiums, retained premiums ratio, claims, and retained losses for each type of insurance.3. An overview of ceded reinsurance business for each type of insurance: including outward reinsurance premiums, reinsurance commission income, losses recovered from reinsurers, and paid benefits.4. Reserves for each type of insurance: including liability reserves, unearned premium reserves, special reserves, and loss reserves.5. Permissible loss ratios for each type of insurance.6. Actual loss ratios for each type of insurance.7. The ratio of appeal cases (including claim and non-claim appeal cases) filed with the Financial Ombudsman Institution (“FOI”) and the average number of days taken for the FOI to process the cases.8. The number of claims litigations and the ratio of litigations to claims.9. The number of cases with delayed claim payment and its ratio to total claim cases.The information specified in Subparagraphs 1 to 6, 8 and 9 of the preceding paragraph shall be updated within three months after the end of each year; the information specified in Subparagraph 7 shall be updated before the end of April each year.The format for each matter in the items of Paragraph 1 shall be separately determined by the competent authority.
中文原文 財產保險業辦理資訊公開管理辦法第7條
業務概況應記載最近三年度之下列事項：
一、市場占有率：以自留保費收入占全體財產保險業當年度自留總保費收入之比率計算。
二、各險別保費收入、自留保費、自留比率、保險賠款、自留賠款。
三、各險別分出再保業務概況：包含再保費支出、再保佣金收入、攤回再保賠款與給付。
四、各險別準備金：責任準備、未滿期保費準備、特別準備及賠款準備。
五、各險別預期損失率。
六、各險別實際損失率。
七、財團法人金融消費評議中心受理申請評議案件（含理賠及非理賠申請評議件）之申請評議率及平均處理天數。
八、理賠訴訟件數及其對申請理賠件數之比率。
九、理賠延遲給付件數及其對理賠總件數之比率。
前項第一款至第六款、第八款及第九款事項應於年度終了後三個月內更新；第七款事項應於每年四月底前更新。
第一項各款事項之格式，由主管機關另定之。
一、市場占有率：以自留保費收入占全體財產保險業當年度自留總保費收入之比率計算。
二、各險別保費收入、自留保費、自留比率、保險賠款、自留賠款。
三、各險別分出再保業務概況：包含再保費支出、再保佣金收入、攤回再保賠款與給付。
四、各險別準備金：責任準備、未滿期保費準備、特別準備及賠款準備。
五、各險別預期損失率。
六、各險別實際損失率。
七、財團法人金融消費評議中心受理申請評議案件（含理賠及非理賠申請評議件）之申請評議率及平均處理天數。
八、理賠訴訟件數及其對申請理賠件數之比率。
九、理賠延遲給付件數及其對理賠總件數之比率。
前項第一款至第六款、第八款及第九款事項應於年度終了後三個月內更新；第七款事項應於每年四月底前更新。
第一項各款事項之格式，由主管機關另定之。