Regulations Governing Insurance Brokers Article 11
This English translation was last updated on 2024-07-22, but the Chinese text was amended on 2026-09-30. Later amendments may not be reflected in the translation — please refer to the Chinese text.
A bank applying to operate insurance broker business or increase of the type of business shall submit the following documents to the competent authority for registration of permission:1. An application form.2. A photocopy of its business license.3. Articles of incorporation or equivalent documentation.4. The minutes of the board of directors or trustees meetings.5. The list of directors (council members) and supervisors.6. A photocopy of the valid practice license of brokers employed or certification showing that brokers employed meet the qualification requirements set out in these Regulations and any of the following certifications:(1) Certification of pre-job training, obtained within the last year and recognized by the competent authority;(2) For a broker whose certification of pre-job training was obtained one year or earlier, the already obtained certification of pre-job training and the certification of at least 18 hours of on-the-job training within the past 1 year before submission of the application. For brokers who submit certification of at least 18 hours of on-the-job training within the past 1 year, the courses on laws and regulations taken shall not be less than 8 hours and the courses on fair treatment of customers aged 65 and above shall not be less than 2 hours.(3) For a broker whose registration of permission is based on the qualifications set out in subparagraph 3, paragraph 1 of Article 5 herein, the certification of at least 18 hours of on-the-job training within the past 1 year, including no less than 8 hours of the courses on laws and no less than 2 hours of the courses on fair treatment of customers aged 65 and above.7. Proof of identity for brokers employed.8. A written statement by the designated department head, department deputy head and brokers employed undertaking that they are free of the situations in subparagraphs 1 through 9 and subparagraphs 12 through 17 of paragraph 1, Article 6 herein.9. A business plan.10. Documentary proof evidencing allocation of operating capital.11. Documents evidencing the qualifications of the designated department head, department deputy head.12. Other documents as required by the competent authority.The business plan in subparagraph 9 of the preceding paragraph shall contain at least the following information:1. Company philosophy and methods for carrying out fiduciary duties;2. Scope of business;3. Business development plan;4. Organizational Structure and job duties.5. Business solicitation system and procedures;6. Financial projections for the next three years;7. Description of work place and equipment; and8. Other information as required by the competent authority.Where the information stated in the documents referred to in paragraph 1 hereof is incomplete or insufficient, the application will be rejected; if the situation may be remedied, the applicant shall take remedial actions within the time limit set by the competent authority, or else the application will be rejected.After a bank has obtained a permit, the competent authority may void the permit if false information is discovered in any of the documents under paragraph 1 hereof submitted by the applicant.
中文原文 保險經紀人管理規則第11條
銀行申請兼營保險經紀業務或增加業務種類，應檢附下列文件，向主管機關申請許可：
一、申請書。
二、營業執照影本。
三、公司章程或相當於公司章程文件。
四、董事會或理事會會議紀錄。
五、董事（理事）及監察人（監事）名冊。
六、任用之經紀人有效執業證照影本，或符合本規則所定資格條件之證明及下列證明文件之一：
（一）任用之經紀人最近一年內取得主管機關認可之職前教育訓練證明。
（二）取得職前教育訓練證明已一年以上者，其已取得之職前教育訓練證明及最近一年內受在職教育訓練十八小時以上之證明。
檢附最近一年受在職教育訓練十八小時以上之證明者，其法令課程時數不得少於八小時，公平對待六十五歲以上客戶之課程時數不得少於二小時。
（三）依第五條第一項第三款之資格辦理申請許可者，檢附最近一年受在職教育訓練十八小時以上之證明，其法令課程時數不得少於八小時，公平對待六十五歲以上客戶之課程時數不得少於二小時。
七、任用之經紀人身分證明。
八、預定部門主管、部門副主管及任用之經紀人出具無第六條第一項第一款至第九款及第十二款至第十七款情事之書面聲明。
九、營業計畫書。
十、指撥營運資金之證明文件。
十一、預定部門主管、部門副主管之資格證明文件。
十二、其他主管機關規定應提出之文件。
前項第九款營業計畫書至少應載明下列事項：
一、經營業務之理念及忠實義務之執行方式。
二、經營業務之範圍。
三、業務發展計畫。
四、組織架構及工作職掌。
五、招攬處理制度及程序。
六、未來三年財務預測。
七、場地設備概況。
八、其他主管機關規定之事項。
第一項書件之記載事項如有不完備或不充分者，駁回其申請；其情形可補正，經主管機關限期補正，逾期仍未補正者，駁回其申請。
銀行經許可後，經主管機關發現其檢送第一項之書件有不實記載者，主管機關得撤銷其兼營保險經紀業務之許可。
一、申請書。
二、營業執照影本。
三、公司章程或相當於公司章程文件。
四、董事會或理事會會議紀錄。
五、董事（理事）及監察人（監事）名冊。
六、任用之經紀人有效執業證照影本，或符合本規則所定資格條件之證明及下列證明文件之一：
（一）任用之經紀人最近一年內取得主管機關認可之職前教育訓練證明。
（二）取得職前教育訓練證明已一年以上者，其已取得之職前教育訓練證明及最近一年內受在職教育訓練十八小時以上之證明。
檢附最近一年受在職教育訓練十八小時以上之證明者，其法令課程時數不得少於八小時，公平對待六十五歲以上客戶之課程時數不得少於二小時。
（三）依第五條第一項第三款之資格辦理申請許可者，檢附最近一年受在職教育訓練十八小時以上之證明，其法令課程時數不得少於八小時，公平對待六十五歲以上客戶之課程時數不得少於二小時。
七、任用之經紀人身分證明。
八、預定部門主管、部門副主管及任用之經紀人出具無第六條第一項第一款至第九款及第十二款至第十七款情事之書面聲明。
九、營業計畫書。
十、指撥營運資金之證明文件。
十一、預定部門主管、部門副主管之資格證明文件。
十二、其他主管機關規定應提出之文件。
前項第九款營業計畫書至少應載明下列事項：
一、經營業務之理念及忠實義務之執行方式。
二、經營業務之範圍。
三、業務發展計畫。
四、組織架構及工作職掌。
五、招攬處理制度及程序。
六、未來三年財務預測。
七、場地設備概況。
八、其他主管機關規定之事項。
第一項書件之記載事項如有不完備或不充分者，駁回其申請；其情形可補正，經主管機關限期補正，逾期仍未補正者，駁回其申請。
銀行經許可後，經主管機關發現其檢送第一項之書件有不實記載者，主管機關得撤銷其兼營保險經紀業務之許可。