Regulations Governing Insurance Enterprises Engaging in Operating Reinsurance and Other Risk Spreading Mechanisms Article 10
In the case a non-life insurance enterprise undertakes assumed reinsurance business, its reinsurance premium rates shall be adequate and reasonable, and reflect costs.In the case that a Non-Life insurance enterprise arranges proportional reinsurance, the retention premium rate shall not be lower than the reinsurance premium rate and original premium rate.In the case that a Non-Life insurance enterprise arranges non-proportional reinsurance, each of retention-layers premium rate shall not be lower than the higher-layer premium rate or the weighted average reinsurance premium rate of the same layer, and the premium level for each layer should conform to a reasonable premium allocation proportions.The Non-Life insurance enterprise should not underwrite the risk of written line by way of facultative reinsurance after the risk ceded. However, aviation insurance, nuclear insurance and captive reinsurance are not included.Where a Non-Life insurance enterprise violates preceding three paragraphs, in addition to being imposed disciplinary actions according to the Article 170-1 of the Insurance Act, and an Appointed Actuary should provide explanations in its annual certified actuarial report.
中文原文 保險業辦理再保險分出分入及其他危險分散機制管理辦法第10條
財產保險業承接再保險分入業務時，其再保險費率應符合適足性及合理性，並反映各項成本。
財產保險業以比例性再保險方式安排再保險分出時，自留費率應不得低於再保險費率及出單費率。
財產保險業以非比例性再保險方式安排再保險分出時，各自留層之費率，不得低於其高層之費率及同層之加權平均再保險費率，各層之費率水準應符合合理保費分配比例關係。
財產保險業之原簽單業務於安排臨時再保險分出後，不得以任何臨時再保或分保方式承接該分出風險。
但航空保險、核能保險及專屬再保險業務，不在此限。
財產保險業未符合前三項情事者，除依保險法第一百七十條之一規定處分外，簽證精算人員並應於年度精算簽證報告中提出說明。
財產保險業以比例性再保險方式安排再保險分出時，自留費率應不得低於再保險費率及出單費率。
財產保險業以非比例性再保險方式安排再保險分出時，各自留層之費率，不得低於其高層之費率及同層之加權平均再保險費率，各層之費率水準應符合合理保費分配比例關係。
財產保險業之原簽單業務於安排臨時再保險分出後，不得以任何臨時再保或分保方式承接該分出風險。
但航空保險、核能保險及專屬再保險業務，不在此限。
財產保險業未符合前三項情事者，除依保險法第一百七十條之一規定處分外，簽證精算人員並應於年度精算簽證報告中提出說明。