Regulations Governing Capital Adequacy of Insurance Companies Article 8
Insurance companies shall establish the mechanism for their own risk and solvency assessment and provide strategies for maintaining capital adequacy.Insurance companies shall, in accordance with the requirements of the competent authority, report the results of their own risk and solvency assessment along with relevant information to an entity designated by the competent authority within the specified time limit.The competent authority may, in view of an insurance company’s results of own risk and solvency assessment, require the company to improve its risk management or adjust its business constitution. If the insurance company fails to make improvement within the time limit specified by the competent authority, the competent authority may require the company to raise its risk capital or propose a capital restructuring plan with a specified time limit.The information that is required to be reported and reporting date in Paragraph 2 will be further provided by the competent authority.
中文原文 保險業資本適足性管理辦法第8條
保險業應建立自我風險及清償能力之評估機制,並訂定維持適足資本之策略。
保險業應依主管機關之規定,將辦理自我風險及清償能力評估機制之結果,於期限內向主管機關指定之對象申報,並檢附相關資料。
主管機關得依保險業辦理自我風險及清償能力之情形,要求保險業改善其風險管理或調整經營體質,如保險業未依主管機關所定期限改善,主管機關得額外提高風險資本,或限期提出資本重建計畫。
第二項規定之應申報資料及期限,由主管機關另定之。
保險業應依主管機關之規定,將辦理自我風險及清償能力評估機制之結果,於期限內向主管機關指定之對象申報,並檢附相關資料。
主管機關得依保險業辦理自我風險及清償能力之情形,要求保險業改善其風險管理或調整經營體質,如保險業未依主管機關所定期限改善,主管機關得額外提高風險資本,或限期提出資本重建計畫。
第二項規定之應申報資料及期限,由主管機關另定之。