Regulations for Establishment and Administration of Insurance Enterprises Article 24-3
Insurance enterprises that extend loans in accordance with Article 146-3 of the Act should conduct the business in a fair and reasonable manner, and set prices in consideration of factors such as market rates, asset allocation, operating costs, expected cost of loss, reasonable profits and customer's overall contribution, and may not extend loans at unreasonable prices.
中文原文 保險業設立許可及管理辦法第24-3條
保險業依本法第一百四十六條之三規定辦理放款,應以公平、合理之方式為之,定價應考量市場利率、資產配置、營運成本、預期風險損失成本、合理利潤及客戶整體貢獻度等因素,不得以不合理之定價辦理放款。