Regulations Governing Investments in Insurance-related Enterprises by Insurance Companies Article 3
Insurers shall meet the following qualifications and criteria when applying for investments in insurance-related enterprises:1.The average ratio of total adjusted net capital to risk-based capital in the most recent three years must be higher than the regulatory standard for capital adequacy set out in Subparagraph 1, Paragraph 2, Article 143-4 of the Act (hereinafter referred to as "the regulatory standard"). In addition, the average ratio of total adjusted net capital to risk-based capital including this investment in the most recent period shall be higher than the regulatory standard.2.The setting aside of various reserve funds during the previous year must be consistent with the legal requirements.3.The insurer is not subject to any event that may interfere with sound operation, as determined by the competent authority and the insurer meets the following conditions, except if such event has been substantially improved, as determined by the competent authority:(1)No Sanction related to the usage of insurer’s funds with a fine of more than NT$3 million was imposed by the competent authority in the most recent year.(2)No order was issued from the competent authority in the most recent year for the dismissal or replacement of directors, supervisors, or managers.(3)No sanction was imposed by the competent authority in the most recent year to suspend the insurer’s business or to impose a restriction on the insurer’s finances or business.(4)No sanction was imposed by the competent authority in the most recent year to cancel any branch organization.4.The investment is subject to the approval of the insurer’s board of directors. If the insurer is a subsidiary company of a financial holding company, the investment is subject to the approval of the board of directors of such financial holding company.5.The insurer’s board of directors shall establish a risk management committee or an interior risk management department and one chief risk officer shall assume responsibility for the overall risk management of the company.
中文原文 保險業投資保險相關事業管理辦法第3條
保險業申請投資保險相關事業時，應符合下列資格條件：
一、最近三年度自有資本與風險資本比率之平均值須達本法第一百四十三條之四第二項第一款所定資本適足之法定標準（以下簡稱法定標準）以上，且納入本次投資金額後之最近一期自有資本與風險資本比率須達法定標準以上。
二、前一年度各種準備金之提存符合法令規定。
三、保險業無經主管機關認定之有礙健全經營之虞之情事，且符合下列情形。
但其該等情事已獲具體改善經主管機關認定者，不在此限：
（一）最近一年資金運用未曾受主管機關罰鍰新臺幣三百萬元以上之處分。
（二）最近一年未曾受主管機關命令解散或撤換其董（理）事、監察人或經理人職務處分。
（三）最近一年未曾受主管機關停業或財業務限制之處分。
（四）最近一年未曾受主管機關廢止分支機構之處分。
四、該投資應經保險業董（理）事會通過，保險業若屬金融控股公司之子公司者，並應經其所屬金融控股公司董事會通過。
五、保險業董（理）事會設置風險管理委員會或公司內部設置風險管理部門及風控長，實際負責公司整體風險控管。
一、最近三年度自有資本與風險資本比率之平均值須達本法第一百四十三條之四第二項第一款所定資本適足之法定標準（以下簡稱法定標準）以上，且納入本次投資金額後之最近一期自有資本與風險資本比率須達法定標準以上。
二、前一年度各種準備金之提存符合法令規定。
三、保險業無經主管機關認定之有礙健全經營之虞之情事，且符合下列情形。
但其該等情事已獲具體改善經主管機關認定者，不在此限：
（一）最近一年資金運用未曾受主管機關罰鍰新臺幣三百萬元以上之處分。
（二）最近一年未曾受主管機關命令解散或撤換其董（理）事、監察人或經理人職務處分。
（三）最近一年未曾受主管機關停業或財業務限制之處分。
（四）最近一年未曾受主管機關廢止分支機構之處分。
四、該投資應經保險業董（理）事會通過，保險業若屬金融控股公司之子公司者，並應經其所屬金融控股公司董事會通過。
五、保險業董（理）事會設置風險管理委員會或公司內部設置風險管理部門及風控長，實際負責公司整體風險控管。