Regulations Governing Pre-sale Procedures for Insurance Products Article 7
An insurance enterprise shall rigorously execute the following matters when formulating policy provisions during formal insurance products development:1. Drafting policy provisions on the basis of the content of the product's design.2. Inspecting the text of policy provisions for clarity and definitiveness of wording and meaning.3. Ascertaining compliance with insurance-related acts and regulations.4. Reviewing past experience with complaints, arbitration, and litigation connected with insurance products that are similar in nature, and clearly setting forth the rights and obligations of proposers, insureds, and beneficiaries.5. Making adjustments to ensure legal compliance when introducing an insurance product based on a foreign product.
中文原文 保險商品銷售前程序作業準則第7條
保險業進行保險商品正式開發研擬條款時，應確實執行下列事項：
一、依據保險商品設計內容擬訂。
二、檢視保險單條款文義之明確性。
三、確認遵守保險相關法令。
四、依保險商品之特性，檢視已發生之申訴、仲裁或訴訟案件之經驗，明定要保人、被保險人、受益人之權利義務。
五、援用國外保險商品時，確實依相關法令規定加以調整之。
一、依據保險商品設計內容擬訂。
二、檢視保險單條款文義之明確性。
三、確認遵守保險相關法令。
四、依保險商品之特性，檢視已發生之申訴、仲裁或訴訟案件之經驗，明定要保人、被保險人、受益人之權利義務。
五、援用國外保險商品時，確實依相關法令規定加以調整之。