Regulations Governing Pre-sale Procedures for Insurance Products Article 31
Where any one of the following situations applies with respect to an item for which a signatory bears responsibility pursuant to the provisions of Article 13, the competent authority may, depending on the severity of the circumstances, assess from one to three violation points and disclose same to insurance enterprises for a period of three years:1. The content on which the signatory has signed off is not compliant with applicable legal requirements in a material manner.2. Submitted material, or the format thereof, is materially non-compliant with requirements.3. The product contains a material error, or is missing an important provision.4. Materials submitted for review purposes contain false representations.5. A false or materially erroneous statement is made.6. The content on which a signatory has signed off is in material violation of directions for insurance product review adopted by the competent authority.7. The content on which a signatory has signed off is not compliant in a material manner with the best practice principles and self-regulatory rules or codes of professional conduct adopted by domestic professional societies (associations) designated or authorized by the competent authority, or by other relevant entities, to which the signatory belongs.Where there are a large number of errors or clear defects within a prescribed time period in the matters signed off on by an insurance product signatory, the competent authority may, depending on the severity of the circumstances, assess from one to three violation points and disclose same to insurance enterprises for a period of three years.If an insurance product signatory has been assessed a cumulative total of three violation points by the competent authority within the past three years, the competent authority may prohibit the signatory from signing off on insurance products for six months and make public announcement of the same.Where a domestic professional society (association) designated or authorized by the competent authority, or another relevant entity, to which the signatory belongs, has suspended or restricted the signatory's membership status due the situation set out in paragraph 1, subparagraph 7, the competent authority may, depending on the severity of the circumstances, prohibit the signatory for a period of one year or less from signing off on insurance products.
中文原文 保險商品銷售前程序作業準則第31條
保險商品簽署人員依第十三條負責項目有下列情形之一者，主管機關得依情節輕重，予以記點一至三點，並向保險業揭露，其揭露期間為三年：
一、簽署內容不符相關法令規定情節重大。
二、檢附資料或格式有重大不符規定。
三、簽署內容有重大錯誤或重要事項有缺漏。
四、送審資料為不實之記載。
五、為不實或重大錯誤之聲明。
六、簽署內容違反主管機關訂定審查保險商品應注意事項情節重大。
七、簽署內容不符所屬經主管機關指定或委託之國內專業學（協）會或其他相關單位訂定之實務處理原則、自律規範或職業道德規範情節重大。
保險商品簽署人員於一定期間內簽署之內容有多處錯誤或品質明顯不良者，主管機關得依其情節輕重，予以記點一至三點，並向保險業揭露，其揭露期間為三年。
保險商品簽署人員最近三年內遭主管機關累積記點每達三點，主管機關得命其六個月不得簽署保險商品，並公告之。
保險商品簽署人員因第一項第七款之情形，經主管機關指定或委託之國內專業學（協）會或其他相關單位停止或限制其會員資格，主管機關得依情節輕重，命其一年以下不得簽署保險商品，並公告之。
一、簽署內容不符相關法令規定情節重大。
二、檢附資料或格式有重大不符規定。
三、簽署內容有重大錯誤或重要事項有缺漏。
四、送審資料為不實之記載。
五、為不實或重大錯誤之聲明。
六、簽署內容違反主管機關訂定審查保險商品應注意事項情節重大。
七、簽署內容不符所屬經主管機關指定或委託之國內專業學（協）會或其他相關單位訂定之實務處理原則、自律規範或職業道德規範情節重大。
保險商品簽署人員於一定期間內簽署之內容有多處錯誤或品質明顯不良者，主管機關得依其情節輕重，予以記點一至三點，並向保險業揭露，其揭露期間為三年。
保險商品簽署人員最近三年內遭主管機關累積記點每達三點，主管機關得命其六個月不得簽署保險商品，並公告之。
保險商品簽署人員因第一項第七款之情形，經主管機關指定或委託之國內專業學（協）會或其他相關單位停止或限制其會員資格，主管機關得依情節輕重，命其一年以下不得簽署保險商品，並公告之。