Regulations Governing Pre-sale Procedures for Insurance Products Article 18

When an insurance enterprise submits an insurance product for review, it shall do so in accordance with applicable acts and regulations; directions for insurance product review as adopted by the competent authority; and practice principles and self-regulatory rules or codes of professional conduct adopted by domestic professional societies (associations) designated or authorized by the competent authority, or by other relevant entities.The insurance enterprise shall submit the necessary documents and electronic file thereof as required by the competent authority or any institution designated thereby to the competent authority or any institution designated thereby and provide such information to the competent authority or any institution designated thereby for the construction of an insurance product database.The documents and electronic file thereof to be submitted under the preceding paragraph shall be prescribed by the competent authority.After an insurance product has been approved by the competent authority or reported to the competent authority for recordation, the competent authority may provide related information to the public for inquiry and browsing. The related information shall contain at least the following:1. The "Description of Insurance Product".2. Policy provisions.3. The proposal.4. Rate table: Where no rate table is available, a description of rates shall be provided, unless it is otherwise provided by the competent authority.5. A list showing the names of the general manager, (or a department head authorized thereby), and the insurance product signatories.6. Other information as designated by the competent authority.