Regulations Governing Investment of Investment-linked Insurance Article 22
In addition to the investment-linked insurance related information required to be disclosed and theitems required to be stated as regulated in the Regulations Governing the Conduct of DiscretionaryInvestment Business by Securities Investment Trust Enterprises and Securities InvestmentConsulting Enterprises, the following items shall also be stated in the discretionary investment-linkedinsurance contract and insurance product prospectus:1. Insurance contract:(1) Insurance contract conversion clause.(2) Responsibility ascription for trading beyond authority.(3) Other items required to be stated as regulated by competent authorities.2. Insurance product prospectus:(1) The items regarding the characters, scope, operating principles, fee collection methods,prohibitions, the legal relationship among the policyholder, insurer and custodian institution, andoperation methods of the discretionary investment-linked insurance.(2) Analysis methods, information sources and investment strategies to be used for discretionaryinvestment assets.(3) The education and experiences of division heads and associated persons engaging in thediscretionary investment-linked insurance business.(4) Income statements and balance sheets for the past two years.(5) Explanation of the litigation or non-litigation cases occurring in business practices(6) Warnings of investment or trading risks, characteristics of investment or trading objects, possiblerisks and statutory restrictions, etc.Any change in the preceding product prospectus which may result in material influence onpolicyholder's rights and interests shall be reported to competent authority for future reference.The insurance contract of discretionary investment-linked insurance and its related documents shallbe kept for at least five years after termination or invalidation of the contract.
中文原文 投資型保險投資管理辦法第22條
全委投資型保險之保險契約及保險商品說明書，除應符合投資型保險資訊揭露應遵循事項及證券投資信託事業證券投資顧問事業經營全權委託投資業務管理辦法規定之應載事項外，並應分別載明下列事項：
一、保險契約：
（一）保險契約轉換條款。
（二）越權交易之責任歸屬。
（三）其他經主管機關規定應記載事項。
二、保險商品說明書：
（一）全委投資型保險之性質、範圍、經營原則、收費方式、禁止規定、保戶、保險人及保管機構之法律關係及運作方式等事項。
（二）運用委託投資資產之分析方法、資訊來源及投資策略。
（三）經營全委投資型保險業務之部門主管及業務人員之學歷與經歷。
（四）最近二年度損益表及資產負債表。
（五）因業務發生訴訟或非訟事件之說明。
（六）投資或交易風險警語、投資或交易標的之特性、可能之風險及法令限制。
前項說明書如有重大影響保戶權益事項之變更，應向主管機關報備。
全委投資型保險之保險契約及相關資料，於契約終止或失效後至少保存五年。
一、保險契約：
（一）保險契約轉換條款。
（二）越權交易之責任歸屬。
（三）其他經主管機關規定應記載事項。
二、保險商品說明書：
（一）全委投資型保險之性質、範圍、經營原則、收費方式、禁止規定、保戶、保險人及保管機構之法律關係及運作方式等事項。
（二）運用委託投資資產之分析方法、資訊來源及投資策略。
（三）經營全委投資型保險業務之部門主管及業務人員之學歷與經歷。
（四）最近二年度損益表及資產負債表。
（五）因業務發生訴訟或非訟事件之說明。
（六）投資或交易風險警語、投資或交易標的之特性、可能之風險及法令限制。
前項說明書如有重大影響保戶權益事項之變更，應向主管機關報備。
全委投資型保險之保險契約及相關資料，於契約終止或失效後至少保存五年。