Implementation Regulations for the Risk Spreading Mechanism of Residential Earthquake Insurance Article 4
Non-life insurers that underwrite residential fire insurance shall form the Pool. Professional reinsurance companies which have been reviewed and licensed by competent authorities, could submit an application to and receive approval from TREIF to participate in the Pool. The pool assumes by way of co-insurance the risk set forth in paragraph 2, subparagraph 1 of the preceding article.The share of risk assumed by members of the Pool comprises two parts: basic share and assigned share. The basic share shall be set by TREIF in consultation with the NLIA. Assigned shares shall be calculated on the basis of each Pool member's share of total residential earthquake insurance premium income, as averaged over the past three years.The operating rules of the Pool referred to in paragraph 1 shall be drafted by TREIF in consultation with the NLIA and implemented following the approval of the competent authorities. The same also applies to revision.
中文原文 住宅地震保險危險分散機制實施辦法第4條
共保組織由辦理住宅火災保險業務之財產保險業組成。
但經主管機關核可營業之專業再保險業得向地震保險基金申請同意後加入，以共保方式承擔前條第二項第一款之限額。
共保組織會員之認受成分，包括基本成分及分配成分。
基本成分由地震保險基金會商產險公會訂定之。
分配成分之計算，以各會員過去三年平均之本保險保險費收入占有率為準。
第一項共保組織之作業規範，由地震保險基金會商產險公會訂定，報經主管機關核定後實施。
修正時，亦同。
但經主管機關核可營業之專業再保險業得向地震保險基金申請同意後加入，以共保方式承擔前條第二項第一款之限額。
共保組織會員之認受成分，包括基本成分及分配成分。
基本成分由地震保險基金會商產險公會訂定之。
分配成分之計算，以各會員過去三年平均之本保險保險費收入占有率為準。
第一項共保組織之作業規範，由地震保險基金會商產險公會訂定，報經主管機關核定後實施。
修正時，亦同。