Regulations Governing Internal Operating Systems and Procedures for Banks Conducting Financial Derivatives Business Article 5
A bank that plans to conduct financial derivatives business shall submit the application documents prescribed by the Commission and apply to the Commission for approval, provided the bank meets the following requirements:1. The ratio of the bank's equity capital to risk assets conforms to the level prescribed in the Act;2. The bank is free of the situation where it has not set aside sufficient loan loss provision;3. The bank's non-performing loan ratio as of the end of last quarter preceding the date of application is 3% or lower; and4. The bank is free of the incident of being fined due to violation of banking law or regulation in the year preceding the date of application, or the bank has taken specific actions recognized by the Commission to remedy the violation.A bank that has been approved by the Commission to conduct financial derivatives business may start to operate the business after it has registered its business items via the online reporting system of the Commission's Banking Bureau.
中文原文 銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法第5條
銀行辦理衍生性金融商品業務，應檢具本會規定之申請書件，向本會申請核准，並符合下列規定：
一、銀行自有資本與風險性資產比率符合本法規定標準。
二、無備抵呆帳提列不足情事。
三、申請日上一季底逾放比率為百分之三以下。
四、申請日上一年度無因違反銀行法令而遭罰鍰處分情事，或其違法情事已具體改善，經本會認可。
銀行經本會核准辦理衍生性金融商品業務，應於本會銀行局網際網路申報系統營業項目中登錄後，始得開辦。
一、銀行自有資本與風險性資產比率符合本法規定標準。
二、無備抵呆帳提列不足情事。
三、申請日上一季底逾放比率為百分之三以下。
四、申請日上一年度無因違反銀行法令而遭罰鍰處分情事，或其違法情事已具體改善，經本會認可。
銀行經本會核准辦理衍生性金融商品業務，應於本會銀行局網際網路申報系統營業項目中登錄後，始得開辦。