The Banking Act of The Republic of China Article 98

A specialized bank which extends local credits is a citizens' bank.The principal functions of a citizens' bank shall be to extend short-term and medium-term credits to meet the needs of the regional development and local citizens.
中文原文 銀行法第98條
供給地方性信用之專業銀行為國民銀行。
國民銀行以供給地區發展及當地國民所需短、中期信用為主要任務。

English translation for reference only; the Chinese text prevails. Not legal advice.