The Banking Act of The Republic of China Article 72
The total amount of medium-term loans extended by a commercial bank shall not exceed the balance of its received time deposits.
中文原文 銀行法第72條
商業銀行辦理中期放款之總餘額，不得超過其所收定期存款總餘額。
English translation for reference only; the Chinese text prevails. Not legal advice.