The Banking Act of The Republic of China Article 62-7
Where the competent authority orders a bank to suspend its businesses and receives it, any third party shall not exercise their creditors' rights against the bank other than through the receiving proceedings prescribed in Paragraph 1 of the preceding article, except for rights that have been ascertained through litigation procedures.Where the distribution of creditors' rights in the preceding paragraph is likely to be delayed due to litigation, the receiver may lodge an amount based on the receiving distribution ratio and distribute the residual properties for other creditors’ rights.The proceedings of corporate reorganization, bankruptcy, settlement, and compulsory enforcement shall automatically stay during a bank's receiving period.The receiver may terminate or rescind the contract already concluded by the received bank but not yet being performed or fully performed. The counterparties to such contract may exercise their rights for their damages based on the receiving creditors’ rights.The following creditors' rights shall be excluded from the receiving creditors’ rights:1. Interest accrued after the bank's suspension of business.2. Expenses incurred by creditors for personal benefit in participating in the receiving proceeding.3. Damages and penalties owed by the bank due to the non-performance of obligations after the bank's suspension of business.4. Criminal fines, administrative fines and arrears fees.Those who hold pledges, mortgages or liens on the bank's properties prior to the date of the bank’s suspension of business shall have the right of exclusion against the properties; creditors with the right of exclusion may exercise their rights independently of the receiving proceeding; provided that unpaid creditors’ rights after the exercise of the right of exclusion may be filed as receiving creditors’ rights in accordance with the receiving proceeding.Expenses and debts incurred from the performance of receiving duties by the receiver shall have priority over receiving claims and may be repaid at any time by the properties of the received bank.The statute of limitations of claims filed in accordance with Paragraph 1 of the preceding article or known to the receiver and included as receiving creditors’ rights shall be interrupted and shall be reinstated from the date of the conclusion of the receiving proceedings.Where the creditors have been repaid in accordance with the receiving proceeding, the claims of the unpaid parts of their rights shall be deemed extinguished. After the completion of the receiving proceeding, if the distributable property is re-discovered, the distribution shall be supplemented. Where there is any residual property after the creditors listed in the receiving proceeding are repaid, the creditors in Paragraph 5 may request to be repaid.Where there is any residual property after the debts are repaid in accordance with the preceding paragraph, it shall be distributed among the bank's shareholders pursuant to the Company Act.
中文原文 銀行法第62-7條
銀行經主管機關勒令停業清理時，第三人對該銀行之債權，除依訴訟程序確定其權利者外，非依前條第一項規定之清理程序，不得行使。
前項債權因涉訟致分配有稽延之虞時，清理人得按照清理分配比例提存相當金額，而將剩餘財產分配於其他債權。
銀行清理期間，其重整、破產、和解、強制執行等程序當然停止。
受清理銀行已訂立之契約尚未履行或尚未完全履行者，清理人得終止或解除契約，他方當事人所受之損害，得依清理債權行使權利。
下列各款債權，不列入清理：
一、銀行停業日後之利息。
二、債權人參加清理程序為個人利益所支出之費用。
三、銀行停業日後債務不履行所生之損害賠償及違約金。
四、罰金、罰鍰及追繳金。
在銀行停業日前，對於銀行之財產有質權、抵押權或留置權者，就其財產有別除權；有別除權之債權人不依清理程序而行使其權利。
但行使別除權後未能受清償之債權，得依清理程序申報列入清理債權。
清理人因執行清理職務所生之費用及債務，應先於清理債權，隨時由受清理銀行財產清償之。
依前條第一項規定申報之債權或為清理人所明知而列入清理之債權，其請求權時效中斷，自清理完結之日起重行起算。
債權人依清理程序已受清償者，其債權未能受清償之部分，請求權視為消滅。
清理完結後，如復發現可分配之財產時，應追加分配，於列入清理程序之債權人受清償後，有剩餘時，第五項之債權人仍得請求清償。
依前項規定清償債務後，如有剩餘財產，應依公司法分派各股東。
前項債權因涉訟致分配有稽延之虞時，清理人得按照清理分配比例提存相當金額，而將剩餘財產分配於其他債權。
銀行清理期間，其重整、破產、和解、強制執行等程序當然停止。
受清理銀行已訂立之契約尚未履行或尚未完全履行者，清理人得終止或解除契約，他方當事人所受之損害，得依清理債權行使權利。
下列各款債權，不列入清理：
一、銀行停業日後之利息。
二、債權人參加清理程序為個人利益所支出之費用。
三、銀行停業日後債務不履行所生之損害賠償及違約金。
四、罰金、罰鍰及追繳金。
在銀行停業日前，對於銀行之財產有質權、抵押權或留置權者，就其財產有別除權；有別除權之債權人不依清理程序而行使其權利。
但行使別除權後未能受清償之債權，得依清理程序申報列入清理債權。
清理人因執行清理職務所生之費用及債務，應先於清理債權，隨時由受清理銀行財產清償之。
依前條第一項規定申報之債權或為清理人所明知而列入清理之債權，其請求權時效中斷，自清理完結之日起重行起算。
債權人依清理程序已受清償者，其債權未能受清償之部分，請求權視為消滅。
清理完結後，如復發現可分配之財產時，應追加分配，於列入清理程序之債權人受清償後，有剩餘時，第五項之債權人仍得請求清償。
依前項規定清償債務後，如有剩餘財產，應依公司法分派各股東。