The Banking Act of The Republic of China Article 44-2
The competent authority shall take the following actions in part or in whole based on the grading of a bank's capital:1. A bank having inadequate capital:(1) Order the bank or its responsible persons to propose a capital restructuring or other finance and business improvement plans within a prescribed period. For a bank that fails to propose a capital restructuring or finance and business improvement plans per the order or fails to perform the said plan accordingly, supervisory actions for the next capital grade may be adopted.(2) Restrict the new acquisition of risk assets or take other necessary actions.2. A bank having significantly inadequate capital:(1) Apply the provisions in the preceding paragraph.(2) Discharge the responsible persons from their positions and notify the competent authority in charge of company registration to take note thereof on the registered items.(3) Order the bank to obtain the prior approval of the competent authority before acquiring or disposing of specific assets.(4) Order the bank to dispose of specific assets.(5) Restrict or prohibit credit extension or other transactions with interested parties.(6) Restrict the investment activities or some businesses of the bank or order the bank to close a branch or department within a prescribed period.(7) Limit the deposit rate to a level not exceeding the interest rate other banks pay on comparable deposits or deposits of the same nature.(8) Order the reduction of the remuneration of responsible persons, and the reduced remuneration shall not exceed 70% of the average remuneration paid out to the said responsible persons within twelve (12) months before the bank's capital becomes significantly inadequate.(9) Assign officials to supervise or take other necessary actions.3. A bank having seriously inadequate capital: The competent authority shall take actions prescribed in Paragraph 2 of Article 62 of this Act in addition to the actions prescribed in the preceding subparagraph.The competent authority may examine at any time the implementation status of the bank's capital restructuring or finance and business improvement plan. When necessary, it may consult with relevant authorities or institutions and entrust a professional institution to provide assistance at the cost of the bank.Where a bank is under the supervision of an official assigned by the competent authority, Paragraph 3 of Article 62-2 of this Act shall apply mutatis mutandis.Where a bank's business operation is seriously unsound or its capital grade is likely to be downgraded, the competent authority may adopt supervisory actions for the next capital grade. Where there is a likelihood of imminent danger to the bank's continuing operation or adverse effect on the financial stability, the competent authority shall renew the review or adjust the bank's capital grade.The regulations governing the supervisory procedure in Paragraph 1, the duty and authority of the supervisor, the allocation of related expenses and other matters to be complied with shall be prescribed by the competent authority.
中文原文 銀行法第44-2條
主管機關應依銀行資本等級，採取下列措施之一部或全部：
一、資本不足者：
（一）命令銀行或其負責人限期提出資本重建或其他財務業務改善計畫。
對未依命令提出資本重建或財務業務改善計畫，或未依其計畫確實執行者，得採取次一資本等級之監理措施。
（二）限制新增風險性資產或為其他必要處置。
二、資本顯著不足者：
（一）適用前款規定。
（二）解除負責人職務，並通知公司登記主管機關於登記事項註記。
（三）命令取得或處分特定資產，應先經主管機關核准。
（四）命令處分特定資產。
（五）限制或禁止與利害關係人相關之授信或其他交易。
（六）限制轉投資、部分業務或命令限期裁撤分支機構或部門。
（七）限制存款利率不得超過其他銀行可資比較或同性質存款之利率。
（八）命令對負責人之報酬酌予降低，降低後之報酬不得超過該銀行成為資本顯著不足前十二個月內對該負責人支給之平均報酬之百分之七十。
（九）派員監管或為其他必要處置。
三、資本嚴重不足者：除適用前款規定外，應採取第六十二條第二項之措施。
銀行依前項規定執行資本重建或財務業務改善計畫之情形，主管機關得隨時查核，必要時得洽商有關機關或機構之意見，並得委請專業機構協助辦理；其費用由銀行負擔。
銀行經主管機關派員監管者，準用第六十二條之二第三項規定。
銀行業務經營有嚴重不健全之情形，或有調降資本等級之虞者，主管機關得對其採取次一資本等級之監理措施；有立即危及其繼續經營或影響金融秩序穩定之虞者，主管機關應重新審核或調整其資本等級。
第一項監管之程序、監管人職權、費用負擔及其他應遵行事項之辦法，由主管機關定之。
一、資本不足者：
（一）命令銀行或其負責人限期提出資本重建或其他財務業務改善計畫。
對未依命令提出資本重建或財務業務改善計畫，或未依其計畫確實執行者，得採取次一資本等級之監理措施。
（二）限制新增風險性資產或為其他必要處置。
二、資本顯著不足者：
（一）適用前款規定。
（二）解除負責人職務，並通知公司登記主管機關於登記事項註記。
（三）命令取得或處分特定資產，應先經主管機關核准。
（四）命令處分特定資產。
（五）限制或禁止與利害關係人相關之授信或其他交易。
（六）限制轉投資、部分業務或命令限期裁撤分支機構或部門。
（七）限制存款利率不得超過其他銀行可資比較或同性質存款之利率。
（八）命令對負責人之報酬酌予降低，降低後之報酬不得超過該銀行成為資本顯著不足前十二個月內對該負責人支給之平均報酬之百分之七十。
（九）派員監管或為其他必要處置。
三、資本嚴重不足者：除適用前款規定外，應採取第六十二條第二項之措施。
銀行依前項規定執行資本重建或財務業務改善計畫之情形，主管機關得隨時查核，必要時得洽商有關機關或機構之意見，並得委請專業機構協助辦理；其費用由銀行負擔。
銀行經主管機關派員監管者，準用第六十二條之二第三項規定。
銀行業務經營有嚴重不健全之情形，或有調降資本等級之虞者，主管機關得對其採取次一資本等級之監理措施；有立即危及其繼續經營或影響金融秩序穩定之虞者，主管機關應重新審核或調整其資本等級。
第一項監管之程序、監管人職權、費用負擔及其他應遵行事項之辦法，由主管機關定之。