The Banking Act of The Republic of China Article 34-1
A bank that extends credit shall set reasonable prices in consideration of factors such as market rates, its own funding costs, operating costs, expected risks and losses and customer's overall contribution and shall not solicit or conduct credit extension businesses by offering unreasonable prices.
中文原文 銀行法第34-1條
銀行辦理授信，應訂定合理之定價，考量市場利率、本身資金成本、營運成本、預期風險損失及客戶整體貢獻度等因素，不得以不合理之定價招攬或從事授信業務。