The Banking Act of The Republic of China Article 33

Where a bank extends secured credits to enterprises in which the bank holds five percent (5%) or more of their total paid-in capital, the bank’s responsible persons, staff, major shareholders, or any interested party of the bank’s responsible persons or staff in charge of credit extensions, the security shall be fully sufficient and the terms shall not be more favorable than those terms offered to other same category customers. Where the credit amount exceeds the amount prescribed by the central competent authority, the bank shall obtain the consent from three-quarters or more of the bank's presenting directors attended by two-thirds or more of the bank’s directors.The credit amount limits, aggregate credit amount, credit terms and the same category credit customers referred to in the preceding paragraph shall be prescribed by the central competent authority after consultation with the Central Bank of the Republic of China.