The Banking Act of The Republic of China Article 137

Prior to the enforcement of this Act, any bank that has not applied for approval or obtained a business license or any other quasi-banking institution that operates deposit and lending activities shall complete the incorporation procedures in accordance with the provisions of this Act within the period prescribed by the central competent authority.
中文原文 銀行法第137條
本法施行前,未經申請許可領取營業執照之銀行,或其他經營存放款業務之類似銀行機構,均應於中央主管機關指定期限內,依本法規定,補行辦理設立程序。

English translation for reference only; the Chinese text prevails. Not legal advice.