The Banking Act of The Republic of China Article 12
The term "secured credit" as used in this Act shall refer to a bank’s extension of credit which is secured by one of the following means:1.Mortgage over immovables or movables;2.Pledge over movables or rights;3.Bills/Notes receivable arisen from business transactions of a borrower;4.Guarantees extended by a governmental treasury agency, a bank or a credit guarantee institution authorized by the government.
中文原文 銀行法第12條
本法稱擔保授信，謂對銀行之授信，提供左列之一為擔保者：
一、不動產或動產抵押權。
二、動產或權利質權。
三、借款人營業交易所發生之應收票據。
四、各級政府公庫主管機關、銀行或經政府核准設立之信用保證機構之保證。
一、不動產或動產抵押權。
二、動產或權利質權。
三、借款人營業交易所發生之應收票據。
四、各級政府公庫主管機關、銀行或經政府核准設立之信用保證機構之保證。