The Banking Act of The Republic of China Article 12-2
For guarantors required for self-use residence loans or consumer loans, the duration of the guaranty contract shall not exceed fifteen years from the date of the contract formation unless consented by the guarantor in writing.
中文原文 銀行法第12-2條
因自用住宅放款及消費性放款而徵取之保證人，其保證契約自成立之日起，有效期間不得逾十五年。
但經保證人書面同意者，不在此限。
但經保證人書面同意者，不在此限。