Rules Governing the Administration of Electronic Payment Business Article 2
The terms as used in these Rules are defined as follows:1. “Electronic payment business” shall mean businesses under the subparagraphs of Paragraphs 1 and 2, Article 4 of the Act.2. “Payment via agreed linked deposit account” shall mean the service where in conducting its electronic payment business, an electronic payment institution gives a financial institution at where an user opens his/her account (referred to as “the financial institution holding the account” hereunder) an account payment deduction instruction according to the agreement between the user and the financial institution to transfer funds from the user's deposit account with the financial institution for the electronic payment institution to collect payment from the user and record the payment amount and the fund transfer activity under the user's electronic payment account (“e-payment account”) or a stored value card. The mechanisms of the operation are as follows:(1) “Direct link mechanism” means the mechanism where an electronic payment institution directly gives a financial institution holding the said institution’s account a payment deduction instruction to transfer funds from the user's linked deposit account.(2) “Indirect link mechanism” means the mechanism where an electronic payment institution indirectly gives a payment deduction instruction through the financial information service enterprise or clearing house to transfer funds from the user's linked deposit account.3. “Integration and conveyance of receipt/payment information by contracted institutions” means that an electronic payment institution is entrusted by contracted institutions and other institutions to provide services of integrating and conveying receipt/payment information.4. “Conveyance of information between users and conveyance of information between a user and a contracted institution” shall mean the service provided by the electronic payment institution to deliver information between users and between a user and a contracted institution with electronic equipment through the Internet.5. “Related services such as the custody of payment funds for product (service) gift vouchers or tickets and assistance for issuance, sales, and reimbursement” means that an electronic payment which is entrusted by the issuer of product (service) gift voucher or ticket, to interface or set up the information systems for providing custody services of payment funds raised from product(service) gift voucher or ticket related real transactions collected and made as an agent business and to assist for the issuance, sales, or reimbursement of the vouchers or tickets.6. “Reward points” means that points issued or provided by the reward point issuers or institutions in collaboration with the reward points issuer for marketing, business promotion or purposes of policy to persons engaged in business or policy-related behaviors without compensation. The points shall be used by the point holders in accordance with these Rules and the agreement of purposes and usage signed by the reward point issuer or the party in collaboration with the reward points issuer.7. “Stored value cards annexed to electronic payment accounts” mean registered stored value cards issued by electronic payment institutions that are linked to the user's electronic payment account are authorized to implement payment deduction under the business of collecting and making payments for real transactions as an agent.8. “Watch-listed e-payment account” shall mean an e-payment account that a court, public prosecutors office, or a judicial police authority has, for the purpose of a criminal investigation, electronic payment institutions to classify as watch-listed.9. “Derivative watch-listed account” means all other e-payment accounts opened by a user of a watch-listed e-payment account.10. Delivery platform: A platform that uses e-commerce technologies for online transactions, allowing consumers to purchase goods and providing delivery personnel with the option to accept orders and perform delivery services.11. Delivery platform operator: A company that operates a platform described in the preceding subparagraph.12. Taxicab transportation service platform: A platform that uses e-commerce technologies to integrate supply and demand information to provide taxi services for passengers.13. Taxicab transportation service platform operator: A company that operates a platform described in the preceding subparagraph.14. Parking service platform: A platform that uses e-commerce technologies to provide digitized integration services for parking facilities.15. Parking service platform operator: A company that operates a platform described in the preceding subparagraph.
中文原文 電子支付機構業務管理規則第2條
本規則用詞定義如下：
一、電子支付機構業務：指本條例第四條第一項及第二項各款業務。
二、約定連結存款帳戶付款：指電子支付機構辦理電子支付機構業務，依使用者與開戶金融機構間之約定，向開戶金融機構提出扣款指示，連結該使用者存款帳戶進行轉帳，由電子支付機構收取支付款項，並於該使用者電子支付帳戶或儲值卡記錄支付款項金額及移轉情形之服務，作業機制如下：
（一）直接連結機制：指電子支付機構直接向開戶金融機構提出扣款指示，連結使用者存款帳戶進行轉帳之機制。
（二）間接連結機制：指電子支付機構透過金融資訊服務事業或票據交換所，間接向開戶金融機構提出扣款指示，連結使用者存款帳戶進行轉帳之機制。
三、特約機構收付訊息整合傳遞：指電子支付機構接受特約機構及其他機構委任，整合傳遞收付訊息之服務。
四、使用者間及使用者與特約機構間訊息傳遞：指電子支付機構利用電子設備以網路方式，傳遞使用者間及使用者與特約機構間訊息之服務。
五、商品（服務）禮券或票券價金保管及協助發行、販售、核銷相關服務：指電子支付機構接受商品（服務）禮券或票券發行機構委託，介接或建置商品（服務）禮券或票券相關資訊系統，提供商品（服務）禮券或票券代理收付實質交易款項之價金保管，及協助發行、販售或核銷商品（服務）禮券或票券之服務。
六、紅利積點：指紅利積點發行人或與紅利積點發行人合作之人，基於行銷、推廣業務或政策目的，對於從事與業務或政策相關行為之人以無償方式發行或提供之點數，並由點數持有人依本規則及紅利積點發行人或與紅利積點發行人合作之人所約定之用途及使用方式使用。
七、附隨電子支付帳戶儲值卡：指電子支付機構所發行連結該使用者電子支付帳戶取得授權扣款，進行代理收付實質交易款項付款之記名式儲值卡。
八、警示電子支付帳戶：指法院、檢察署或司法警察機關為偵辦刑事案件需要，通報電子支付機構將電子支付帳戶列為警示者。
九、衍生管制電子支付帳戶：指屬於警示電子支付帳戶之使用者或警示帳戶之開戶人所有之其他電子支付帳戶。
十、外送平臺：指使用電子商務技術進行網際網路交易，提供消費者購買商品，並由外送員選擇接受訂單後進行外送服務之平臺。
十一、外送平臺業者：指設置前款平臺而營業之廠商。
十二、計程車客運服務平臺：指使用電子商務技術整合供需訊息，提供載客計程車服務之平臺。
十三、計程車客運服務平臺業者：指設置前款平臺而營業之廠商。
十四、停車服務平臺：指使用電子商務技術提供停車場數位化整合服務之平臺。
十五、停車服務平臺業者：指設置前款平臺而營業之廠商。
一、電子支付機構業務：指本條例第四條第一項及第二項各款業務。
二、約定連結存款帳戶付款：指電子支付機構辦理電子支付機構業務，依使用者與開戶金融機構間之約定，向開戶金融機構提出扣款指示，連結該使用者存款帳戶進行轉帳，由電子支付機構收取支付款項，並於該使用者電子支付帳戶或儲值卡記錄支付款項金額及移轉情形之服務，作業機制如下：
（一）直接連結機制：指電子支付機構直接向開戶金融機構提出扣款指示，連結使用者存款帳戶進行轉帳之機制。
（二）間接連結機制：指電子支付機構透過金融資訊服務事業或票據交換所，間接向開戶金融機構提出扣款指示，連結使用者存款帳戶進行轉帳之機制。
三、特約機構收付訊息整合傳遞：指電子支付機構接受特約機構及其他機構委任，整合傳遞收付訊息之服務。
四、使用者間及使用者與特約機構間訊息傳遞：指電子支付機構利用電子設備以網路方式，傳遞使用者間及使用者與特約機構間訊息之服務。
五、商品（服務）禮券或票券價金保管及協助發行、販售、核銷相關服務：指電子支付機構接受商品（服務）禮券或票券發行機構委託，介接或建置商品（服務）禮券或票券相關資訊系統，提供商品（服務）禮券或票券代理收付實質交易款項之價金保管，及協助發行、販售或核銷商品（服務）禮券或票券之服務。
六、紅利積點：指紅利積點發行人或與紅利積點發行人合作之人，基於行銷、推廣業務或政策目的，對於從事與業務或政策相關行為之人以無償方式發行或提供之點數，並由點數持有人依本規則及紅利積點發行人或與紅利積點發行人合作之人所約定之用途及使用方式使用。
七、附隨電子支付帳戶儲值卡：指電子支付機構所發行連結該使用者電子支付帳戶取得授權扣款，進行代理收付實質交易款項付款之記名式儲值卡。
八、警示電子支付帳戶：指法院、檢察署或司法警察機關為偵辦刑事案件需要，通報電子支付機構將電子支付帳戶列為警示者。
九、衍生管制電子支付帳戶：指屬於警示電子支付帳戶之使用者或警示帳戶之開戶人所有之其他電子支付帳戶。
十、外送平臺：指使用電子商務技術進行網際網路交易，提供消費者購買商品，並由外送員選擇接受訂單後進行外送服務之平臺。
十一、外送平臺業者：指設置前款平臺而營業之廠商。
十二、計程車客運服務平臺：指使用電子商務技術整合供需訊息，提供載客計程車服務之平臺。
十三、計程車客運服務平臺業者：指設置前款平臺而營業之廠商。
十四、停車服務平臺：指使用電子商務技術提供停車場數位化整合服務之平臺。
十五、停車服務平臺業者：指設置前款平臺而營業之廠商。