Regulations Governing the Dedicated Deposit Account of Specialized Electronic Payment Institutions Article 11
The managing bank selected by a specialized electronic payment institution shall meet the following requirements:1. The bank's ratio of regulatory capital to risk-weighted assets in the most recent quarter as reported to the competent authority complies with Article 5 of the Regulations Governing the Capital Adequacy and Capital Category of Banks;2. The bank's average non-performing loan ratio in the past three months is below 2%; and3. The bank does not have consecutive accumulated deficit in the past two years as audited and certified by an accountant.When a managing bank enters into an agreement with a specialized electronic payment institution, the bank shall present a statement, undertaking that it complies with the requirements under the subparagraphs of the preceding paragraph.If a managing bank has situations of non-complying with any requirement under the subparagraphs of Paragraph 1 hereof after signing an agreement with a specialized electronic payment institution, the managing bank shall notify the specialized electronic payment institution; if the managing bank has not remedied the situation two months before the agreement expires, the specialized electronic payment institution shall replace its managing bank.
中文原文 電子支付機構專用存款帳戶管理辦法第11條
專營電子支付機構選擇管理銀行，應符合下列條件：
一、最近一季向主管機關申報自有資本與風險性資產之比率應符合銀行資本適足性及資本等級管理辦法第五條規定。
二、最近三個月平均逾放比率低於百分之二。
三、最近二年度經會計師查核簽證無連續累積虧損。
管理銀行與專營電子支付機構簽訂契約時，應向其出具聲明書，聲明符合前項各款條件。
管理銀行與專營電子支付機構簽訂契約後，發生未符合第一項各款條件之一者，管理銀行應通知專營電子支付機構；如於契約到期日前二個月仍未改善，專營電子支付機構應更換管理銀行。
一、最近一季向主管機關申報自有資本與風險性資產之比率應符合銀行資本適足性及資本等級管理辦法第五條規定。
二、最近三個月平均逾放比率低於百分之二。
三、最近二年度經會計師查核簽證無連續累積虧損。
管理銀行與專營電子支付機構簽訂契約時，應向其出具聲明書，聲明符合前項各款條件。
管理銀行與專營電子支付機構簽訂契約後，發生未符合第一項各款條件之一者，管理銀行應通知專營電子支付機構；如於契約到期日前二個月仍未改善，專營電子支付機構應更換管理銀行。