Rules Governing Offshore Banking Branches Article 2
Credit extensions to a customer made by an offshore banking branch of a bank shall be aggregated with the total credit extensions to the said customer by all business units of the said bank, and the balance thereof shall not exceed the following ceilings:(1)For domestic banks, the credit extension to a natural person shall not exceed 3% of the said bank’s net worth, and the unsecured portion thereof shall not exceed 1% of the said bank’s net worth. The credit extension to a juridical person shall not exceed 15% of the said bank’s net worth and the unsecured portion thereof shall not exceed 5% of the said bank’s net worth.(2)For foreign banks, the credit extension to a person, natural or juridical, shall not exceed 25% of the whole bank’s net worth.(3)Where a credit extension by an offshore banking branch has been approved by the competent authority, or the credit is extended to government agencies or public enterprises, the limits stipulated in the preceding paragraph shall not apply; provided, that the balance of such credit extension shall not exceed its head office’s net worth.
中文原文 國際金融業務分行管理辦法第2條
國際金融業務分行對單一客戶之授信，應與其所屬銀行其他各營業單位授信金額合計，不得超過下列限額：
一、本國銀行：對單一自然人之授信總餘額，不得超過總行淨值百分之三，其中無擔保授信總餘額不得超過總行淨值百分之一；對單一法人之授信總餘額，不得超過總行淨值百分之十五，其中無擔保授信總餘額不得超過總行淨值百分之五。
二、外國銀行：對單一自然人或法人之授信總餘額，不得超過總行淨值百分之二十五。
國際金融業務分行辦理經主管機關核准之專案授信及對政府機關或公營事業之授信總餘額，不受前項規定比率之限制。
但不得超過總行之淨值。
一、本國銀行：對單一自然人之授信總餘額，不得超過總行淨值百分之三，其中無擔保授信總餘額不得超過總行淨值百分之一；對單一法人之授信總餘額，不得超過總行淨值百分之十五，其中無擔保授信總餘額不得超過總行淨值百分之五。
二、外國銀行：對單一自然人或法人之授信總餘額，不得超過總行淨值百分之二十五。
國際金融業務分行辦理經主管機關核准之專案授信及對政府機關或公營事業之授信總餘額，不受前項規定比率之限制。
但不得超過總行之淨值。