Regulations Governing the Credit Review Committees of Credit Cooperatives Article 8
Cases reviewed and approved by the credit review committee shall be submitted to the general manager, chairman of the board of directors, or the board of directors for approval or rejection based on a tiered authorization system. The board of directors, chairman of the board of directors, and general manager shall provide detailed reasons for changes they make to the terms of loans passed by the credit review committee.The terms of loans specified in the preceding paragraph include the following:1. Interest rate;2. Collateral and its appraisal;3. Availability of guarantors;4. Loan period;5. Principal and interest repayment methods.
中文原文 信用合作社授信審議委員會組織準則第8條
經授信審議委員會審議通過之案件，應依分層負責之授權制度，送請總經理、理事主席或理事會決定其准駁。
理事會、理事主席或總經理對於授信審議委員會通過之授信條件有所調整者，應敘明具體理由。
前項所稱授信條件如下：
一、利率。
二、擔保品及其估價。
三、保證人之有無。
四、貸款期限。
五、本息償還方式。
理事會、理事主席或總經理對於授信審議委員會通過之授信條件有所調整者，應敘明具體理由。
前項所稱授信條件如下：
一、利率。
二、擔保品及其估價。
三、保證人之有無。
四、貸款期限。
五、本息償還方式。