Regulations Governing Institutions Engaging In Credit Card Business Article 43

If a cardholder notifies the relevant card issuer of termination of credit card agreement within seven (7) days after the receipt of the credit card issued by such institution, the card issuer may not charge or claim any fee from such cardholder unless such cardholder has already used the credit card.
中文原文 信用卡業務機構管理辦法第43條
發卡機構於持卡人收到所申請信用卡之日起七日內,經持卡人通知解除契約者,不得向持卡人請求負擔任何費用。
但持卡人已使用者,不在此限。

English translation for reference only; the Chinese text prevails. Not legal advice.