Regulations Governing Institutions Engaging In Credit Card Business Article 30
In order to protect the rights and interests of customers, a credit card business institution shall specify at least the following items in the agreement on the sales of non-performing credit card loans entered between it and an asset management company:1. The asset management company cannot resell the non-performing credit card loans to a third party and shall outsource the collection of debt to the credit card business institution which sells the loans to the company or a debt collection agency designated or approved by the said institution.2. The asset management company shall comply with the Banking Act, Money Laundering Control Act, Computer Processing Personal Data Protection Act, Consumer Protection Act, Fair Trade Act and other laws and regulations applicable to credit card business institutions.3. The collection standards of the asset management company shall be consistent with those of the credit card business institution and the company shall realistically observe the provisions of Article 51 herein.4. The asset management company shall establish an internal control mechanism and conduct periodical and nonscheduled audits.5. The asset management company shall not use the information of third parties other than the principal and supplementary cardholders and guarantors revealed in the debt documents of the credit card business institution.
中文原文 信用卡業務機構管理辦法第30條
為確保客戶之權益，信用卡業務機構出售信用卡不良債權予資產管理公司之契約應至少載明下列事項：
一、不得將不良債權再轉售予第三人，並應委託原出售之信用卡業務機構或該信用卡業務機構指定或同意之催收機構進行催收作業。
二、應遵守銀行法、洗錢防制法、電腦處理個人資料保護法、消費者保護法、公平交易法及其他信用卡業務機構應遵循之法令規定。
三、辦理催收標準應與信用卡業務機構一致，並應確實遵守第五十一條所列各款之規定。
四、資產管理公司應建立內部控制機制，並應作定期與不定期之考核。
五、不得利用信用卡業務機構債權文件中正、附卡持卡人及保證人以外之第三人資料。
一、不得將不良債權再轉售予第三人，並應委託原出售之信用卡業務機構或該信用卡業務機構指定或同意之催收機構進行催收作業。
二、應遵守銀行法、洗錢防制法、電腦處理個人資料保護法、消費者保護法、公平交易法及其他信用卡業務機構應遵循之法令規定。
三、辦理催收標準應與信用卡業務機構一致，並應確實遵守第五十一條所列各款之規定。
四、資產管理公司應建立內部控制機制，並應作定期與不定期之考核。
五、不得利用信用卡業務機構債權文件中正、附卡持卡人及保證人以外之第三人資料。