Regulations Governing Institutions Engaging In Credit Card Business Article 21
When accepting a credit card application, card issuers shall verify that the applicant meets the following criteria:1. Principal card applicant:(1) The applicant must be an adult; and(2) At the time of applicant, the applicant must enclose his or her identity document and income or financial information evidencing his or her repayment capability. However the preceding provision does not apply to applications where the card issuer holdsthe applicant's income or financial information in the most recent year for other business dealings that could evidence the applicant's repayment capability and the applicant agrees that such information could be used for credit card application as well.2. Supplemental card applicant:(1) The applicant must be 15 years or older;(2) The applicant is the spouse, parent, child, sibling of the principal cardholder or the parent of the principal cardholder's spouse; and(3) The applicant provides identify document at the time of applicant.
中文原文 信用卡業務機構管理辦法第21條
發卡機構於受理信用卡申請時，應確認申請人之條件如下：
一、正卡申請人：
（一）應為成年人。
（二）申請時須檢附身分證明文件及所得或財力等可證明還款能力之相關資料。
但發卡機構因與申請人有其他業務往來而持有其最近一年內之所得或財力等可證明還款能力之相關資料，且經申請人同意作為申請信用卡使用者，不在此限。
二、附卡申請人：
（一）應年滿十五歲。
（二）須為正卡持卡人之配偶、父母、子女、兄弟姊妹或配偶父母。
（三）申請時須檢附身分證明文件。
一、正卡申請人：
（一）應為成年人。
（二）申請時須檢附身分證明文件及所得或財力等可證明還款能力之相關資料。
但發卡機構因與申請人有其他業務往來而持有其最近一年內之所得或財力等可證明還款能力之相關資料，且經申請人同意作為申請信用卡使用者，不在此限。
二、附卡申請人：
（一）應年滿十五歲。
（二）須為正卡持卡人之配偶、父母、子女、兄弟姊妹或配偶父母。
（三）申請時須檢附身分證明文件。