Regulations Governing Institutions Engaging In Credit Card Business Article 2
The terms referred to in these Regulations are defined as below:1. "Credit card" shall mean a payment instrument which is used by a cardholder to obtain in advance, by virtue of the card issuer's credit, products, services, money or other benefits from certain contracted parties, and repay the relevant indebtedness thereafteror in accordance with other arrangements.2. "Credit card business" shall mean one of the following businesses:(1) Issuing credit cards and handling matters related thereto.(2) Businesses relating to revolving credit and cash advances using credit cards.(3) Entering into a contractual relationship with merchants and handling matters related thereto.(4) Paying or collecting bills through credit cards on behalf of merchants.(5) Matters relating to the authorization of the use of trademarks or service mark on credit cards.(6) Providing services in connection with the authorization or settlement of credit card transactions.(7) Other credit card businesses as approved by the Competent Authority.3. "Card issuing business" shall mean businesses specified in Items (1) and (2) of the preceding subparagraph.4. "Card acquiring business" shall mean businesses specified in Items (3) and (4) of the second subparagraph.5. "Credit card company" shall mean any institution incorporated as a company limited by shares to specialize in credit card business with the approval of the Competent Authority.6. "Foreign credit card company" shall mean a Taiwan branch of any foreign company incorporated in accordance with foreign laws to specialize in credit card business within the Republic of China under the Company Act and these Regulations.7. "Credit card business institution" shall mean any of the following institutions:(1) A credit card company.(2) A foreign credit card company.(3) A bank, credit co-operative or other institution which has been approved by the Competent Authority to engage in a credit card business as a concurrent business.(4) Other institutions approved by the Competent Authority to engage in a credit card business.8. "Specialized credit card business institution" shall mean an institution referred to in Item (1), (2) or (4) of the preceding subparagraph.9. "Card issuer" shall mean a credit card business institution that engages in card issuing business.10. "Card acquirer" shall mean a credit card business institution that engages in card acquiring business.11. "Contracted merchant" shall mean an entity having entered a written contract with a card acquirer, agreeing that a cardholder may use a credit card to pay for products or services. However a written contract does not apply for the contracted merchant thatis the same entity as the card acquirer.12. "Electronic document" shall mean electronic documents referred to in Subparagraph 1, Paragraph 1, Article 2 of the Electronic Signature Act.
中文原文 信用卡業務機構管理辦法第2條
本辦法用詞定義如下：
一、信用卡：指持卡人憑發卡機構之信用，向特約之人取得商品、服務、金錢或其他利益，而得延後或依其他約定方式清償帳款所使用之支付工具。
二、信用卡業務指下列業務之一：
（一）發行信用卡及辦理相關事宜。
（二）辦理信用卡循環信用、預借現金業務。
（三）簽訂特約商店及辦理相關事宜。
（四）代理收付特約商店信用卡消費帳款。
（五）授權使用信用卡之商標或服務標章。
（六）提供信用卡交易授權或清算服務。
（七）辦理其他經主管機關核准之信用卡業務。
三、發卡業務：指前款第一目及第二目之業務。
四、收單業務：指第二款第三目及第四目之業務。
五、信用卡公司：指經主管機關許可，以股份有限公司組織並專業經營信用卡業務之機構。
六、外國信用卡公司：指依照外國法律組織登記，並在中華民國境內依公司法及本辦法規定專業經營信用卡業務之分公司。
七、信用卡業務機構指下列機構：
（一）信用卡公司。
（二）外國信用卡公司。
（三）經主管機關許可兼營信用卡業務之銀行、信用合作社或其他機構。
（四）其他經主管機關許可專營信用卡業務之機構。
八、專營信用卡業務機構：指前款第一目、第二目或第四目之機構。
九、發卡機構：指辦理發卡業務之信用卡業務機構。
十、收單機構：指辦理收單業務之信用卡業務機構。
十一、特約商店：指與收單機構簽訂契約，並接受持卡人以信用卡支付商品或服務之款項者。
但收單機構與特約商店屬同一人者，得免簽訂契約。
十二、電子文件：指電子簽章法第二條第一項第一款所稱之電子文件。
一、信用卡：指持卡人憑發卡機構之信用，向特約之人取得商品、服務、金錢或其他利益，而得延後或依其他約定方式清償帳款所使用之支付工具。
二、信用卡業務指下列業務之一：
（一）發行信用卡及辦理相關事宜。
（二）辦理信用卡循環信用、預借現金業務。
（三）簽訂特約商店及辦理相關事宜。
（四）代理收付特約商店信用卡消費帳款。
（五）授權使用信用卡之商標或服務標章。
（六）提供信用卡交易授權或清算服務。
（七）辦理其他經主管機關核准之信用卡業務。
三、發卡業務：指前款第一目及第二目之業務。
四、收單業務：指第二款第三目及第四目之業務。
五、信用卡公司：指經主管機關許可，以股份有限公司組織並專業經營信用卡業務之機構。
六、外國信用卡公司：指依照外國法律組織登記，並在中華民國境內依公司法及本辦法規定專業經營信用卡業務之分公司。
七、信用卡業務機構指下列機構：
（一）信用卡公司。
（二）外國信用卡公司。
（三）經主管機關許可兼營信用卡業務之銀行、信用合作社或其他機構。
（四）其他經主管機關許可專營信用卡業務之機構。
八、專營信用卡業務機構：指前款第一目、第二目或第四目之機構。
九、發卡機構：指辦理發卡業務之信用卡業務機構。
十、收單機構：指辦理收單業務之信用卡業務機構。
十一、特約商店：指與收單機構簽訂契約，並接受持卡人以信用卡支付商品或服務之款項者。
但收單機構與特約商店屬同一人者，得免簽訂契約。
十二、電子文件：指電子簽章法第二條第一項第一款所稱之電子文件。