Financial Holding Company Act Article 45
When a financial holding company or its subsidiary(ies) engages in transactions other than credit extension with the following persons, the terms of such transactions shall not be more favorable than those offered to similarly situated customers, and such transactions require the resolution adopted by the attendance of two-thirds or more of all directors of the company and the concurrence of three-quarters or more of the directors present:1.A responsible person and major shareholder of the financial holding company;2.An enterprise solely invested in by or a partnership invested in by a responsible person or major shareholder of the financial holding company or an organization in which such responsible person or major shareholders concurrently acts as the responsible person or representative;3.An affiliate and its responsible person and major shareholder of the financial holding company; or4.The financial holding company's bank subsidiary, insurance subsidiary, securities subsidiary, and any such subsidiary's responsible persons.Transactions other than credit extension mentioned in the preceding paragraph shall consist of the following:1.Investment in or purchase of securities issued by any of the persons mentioned in the preceding paragraph;2.Purchase of real estate or other assets from any of the persons mentioned in the preceding paragraph;3.Sale of securities, real estate or other assets to any of the persons mentioned in the preceding paragraph;4.Entering into agreements regarding payment of money or provision of services with any of the persons mentioned in the preceding paragraph;5.[Arrangements involving] any of the persons mentioned in the preceding paragraph acting as an agent or broker of a financial holding company or its Subsidiary(ies) or providing other services which charge commission or fees; and6.Engaging in transactions with third parties having a interest with any of the persons mentioned in the preceding paragraph or engaging in transactions with third parties in which transaction, persons mentioned in the preceding paragraph are involved.The securities mentioned in Subparagraphs 1 and 3 of the preceding paragraph shall not include negotiable certificates of deposits issued by a bank subsidiary. When a financial holding company's bank subsidiary engages in the transactions described in Paragraph 2 with any of the persons mentioned in Paragraph 1, the amount of such transactions with any single related party shall not exceed ten percent (10%) of the net worth of the bank subsidiary, and the aggregate amount of transactions with all related parties shall not exceed twenty percent (20%) of the net worth of the bank subsidiary.
中文原文 金融控股公司法第45條
金融控股公司或其子公司與下列對象為授信以外之交易時，其條件不得優於其他同類對象，並應經公司三分之二以上董事出席及出席董事四分之三以上之決議後為之：
一、該金融控股公司與其負責人及大股東。
二、該金融控股公司之負責人及大股東為獨資、合夥經營之事業，或擔任負責人之企業，或為代表人之團體。
三、該金融控股公司之關係企業與其負責人及大股東。
四、該金融控股公司之銀行子公司、保險子公司、證券子公司及該等子公司負責人。
前項稱授信以外之交易，指下列交易行為之一者：
一、投資或購買前項各款對象為發行人之有價證券。
二、購買前項各款對象之不動產或其他資產。
三、出售有價證券、不動產或其他資產予前項各款對象。
四、與前項各款對象簽訂給付金錢或提供勞務之契約。
五、前項各款對象擔任金融控股公司或其子公司之代理人、經紀人或提供其他收取佣金或費用之服務行為。
六、與前項各款對象有利害關係之第三人進行交易或與第三人進行有前項各款對象參與之交易。
前項第一款及第三款之有價證券，不包括銀行子公司發行之可轉讓定期存單在內。
金融控股公司之銀行子公司與第一項各款對象為第二項之交易時，其與單一關係人交易金額不得超過銀行子公司淨值之百分之十，與所有利害關係人之交易總額不得超過銀行子公司淨值之百分之二十。
一、該金融控股公司與其負責人及大股東。
二、該金融控股公司之負責人及大股東為獨資、合夥經營之事業，或擔任負責人之企業，或為代表人之團體。
三、該金融控股公司之關係企業與其負責人及大股東。
四、該金融控股公司之銀行子公司、保險子公司、證券子公司及該等子公司負責人。
前項稱授信以外之交易，指下列交易行為之一者：
一、投資或購買前項各款對象為發行人之有價證券。
二、購買前項各款對象之不動產或其他資產。
三、出售有價證券、不動產或其他資產予前項各款對象。
四、與前項各款對象簽訂給付金錢或提供勞務之契約。
五、前項各款對象擔任金融控股公司或其子公司之代理人、經紀人或提供其他收取佣金或費用之服務行為。
六、與前項各款對象有利害關係之第三人進行交易或與第三人進行有前項各款對象參與之交易。
前項第一款及第三款之有價證券，不包括銀行子公司發行之可轉讓定期存單在內。
金融控股公司之銀行子公司與第一項各款對象為第二項之交易時，其與單一關係人交易金額不得超過銀行子公司淨值之百分之十，與所有利害關係人之交易總額不得超過銀行子公司淨值之百分之二十。