Deposit Insurance Act Article 44
The amount of payout the CDIC is liable for each depositor shall be the balance of the deposits after the offset in accordance with the preceding Article up to the limit of the maximum insured amount.The amount of deposits in joint accounts owned by two or more individuals shall be calculated according to the deposit agreement executed by the joint individuals and the suspended insured institution. For any individual without such an agreement, the deposits should be shared equally among joint depositors. The amount of payout should be calculated by aggregating the deposits of the said joint individuals and those in the accounts opened by each of them in their name.
中文原文 存款保險條例第44條
存保公司對每一存款人之賠付金額，為依前條抵銷後之存款餘額。
但以最高保額為限。
二人以上以共同名義開立之聯名帳戶存款，依聯名人與停業要保機構存款契約之約定計算其存款金額。
無約定者均分後，再與其以個人名義在同一停業要保機構開立之存款帳戶合併歸戶計算賠付金額。
但以最高保額為限。
二人以上以共同名義開立之聯名帳戶存款，依聯名人與停業要保機構存款契約之約定計算其存款金額。
無約定者均分後，再與其以個人名義在同一停業要保機構開立之存款帳戶合併歸戶計算賠付金額。