Regulations Governing The Establishment Criteria and Administration of The Industrial Bank Article 30
The bank which was mentioned in Article 20 of the Act solely applies to or files an incorporate application with the Commission for change of registration from the bank to an industrial bank, it shall meet the following requirements, submit the application form and each document within the period prescribed by the Commission and file with the Commission for an application for permit to change the registration data:1.The bank shall have the minimum amount of actual capital, NT$ 20 billion and the structure of shares of the bank shall comply with the following provisions: (1) The shareholders' shareholding ratio of the bank shall comply with Paragraph 2 of Article 25 of the Act.(2) The total number of shares held by the shareholders who hold 10,000 shares or below shall reach 10% of the total amount of the actual capital, before the bank is permitted to change the registration from the bank to an industrial bank and the business license is issued to it. This provision does not apply to a bank whose stocks are over the counter or listed. 2.The bank's ratio of self-owned capital to risk-weighted assets cannot be less than 10%.3.The bank's ratio of net worth to total assets cannot be less than 12%.4.The bank shall be subject to Articles 33 and 33-3 of the Act concerning limits of credit extension.5.When the bank applies to the Commission for change of registration from the bank to an industrial bank, the entire amount of money invested in real estate other than for self use shall be decayed to zero. This provision does not apply to the situation that the foresaid procedure cannot be handled due to special reasons, and the Commission approved these reasons.6.The bank's illegal business operations are checked and are truly corrected.7.The bank shall submit documents required by the regulations of the Commission.With respect to the minimum amount of actual capital mentioned in Subparagraph 1 of the preceding Paragraph, the Commission may increase the amount if it deems necessary. The Commission shall determine the content and the format of the application form and of each document mentioned in Paragraph 1.When an industrial bank which merges with another financial institution pursuant to the Financial Institutions Merger Act and dies out, the preceding three paragraphs shall apply mutatis mutandis to its surviving institution or newly incorporated institution which applies to change the registration from the institution to an industrial bank.
中文原文 工業銀行設立及管理辦法第30條
本法第二十條規定之銀行單獨申請或合併申請變更登記為工業銀行，應符合下列要件，於本會規定期限內檢具申請書及各項文件，向本會提出申請變更登記之許可：
一、最低實收資本額為新臺幣二百億元，股權結構應符合下列規定：
（一）股東持股比率應符合本法第二十五條第二項規定。
（二）持股一萬股以下股東之持股總額，於許可變更登記核發營業執照前，須達實收資本總額百分之十。
但股票已上櫃或上市之銀行，不在此限。
二、自有資本與風險性資產之比率，不得低於百分之十。
三、淨值與總資產比率不得低於百分之十二。
四、符合依本法第三十三條及第三十三條之三所為之授信限額規定。
五、申請變更登記為工業銀行時投資於非自用不動產之金額，應悉數縮減為零。
但因特殊原因無法處理，經本會核准者，不在此限。
六、對於經營違規之缺失經查核已確實改正。
七、經本會規定應提出之文件。
前項第一款之最低實收資本額，本會於必要時得提高之。
第一項申請書及各項文件之內容與格式由本會定之。
工業銀行依金融機構合併法與其他金融機構合併而消滅者，其存續機構或新設機構申請變更登記為工業銀行，準用前三項規定。
一、最低實收資本額為新臺幣二百億元，股權結構應符合下列規定：
（一）股東持股比率應符合本法第二十五條第二項規定。
（二）持股一萬股以下股東之持股總額，於許可變更登記核發營業執照前，須達實收資本總額百分之十。
但股票已上櫃或上市之銀行，不在此限。
二、自有資本與風險性資產之比率，不得低於百分之十。
三、淨值與總資產比率不得低於百分之十二。
四、符合依本法第三十三條及第三十三條之三所為之授信限額規定。
五、申請變更登記為工業銀行時投資於非自用不動產之金額，應悉數縮減為零。
但因特殊原因無法處理，經本會核准者，不在此限。
六、對於經營違規之缺失經查核已確實改正。
七、經本會規定應提出之文件。
前項第一款之最低實收資本額，本會於必要時得提高之。
第一項申請書及各項文件之內容與格式由本會定之。
工業銀行依金融機構合併法與其他金融機構合併而消滅者，其存續機構或新設機構申請變更登記為工業銀行，準用前三項規定。