Regulations Governing Applications for Loans from the National Health Insurance Relief Fund Article 8
A borrower shall repay the loan in accordance with the following provisions: 31. Repayment start date: Repayment shall commence one year after the loan application date, on the repayment date specified in the loan application form.2. Repayment amount:(1) Unless the borrower opts for early repayment, each repayment installment shall be no more than twice the borrower’s personal insurance premium at the time of the loan application, and no less than either the amount of such premium or an amount adjusted at discretion based on the borrower’s financial capacity.(2) Where, at the time of application, the borrower is a member of a low-income household as defined in Subparagraph 5 of Paragraph 1 of Article 10 of the Act, the monthly installment shall not exceed the monthly insurance premiums payable by a Category 6 beneficiary as per Subparagraph 6 of Paragraph 1 of Article 10 of the Act and shall not fall below the insurance premiums calculated based on 30% of the basic wage.3. Method of repayment: Repayments shall be made at a designated collection institution according to the payment slip(s) issued by the Insurer.A borrower who wishes to repay the loan early may do so in a manner agreed upon with the Insurer.Within one year after the amendment to the Act came into force on June 6, 2003, a borrower may apply to the Insurer for a deferral of loan repayment or an adjustment of the repayment amount. Where a deferral is granted, the Insurer shall annually review the borrower’s repayment capacity. When a borrower is found to have regained repayment capacity and, after receiving a written notice from the Insurer, still fails to make repayment, the matter shall be referred to compulsory enforcement in accordance with the law. Where an adjustment of the repayment amount is approved, unless the borrower voluntarily opts for early repayment, each subsequent installment shall not exceed twice, nor be less than the amount of, the borrower’s personal insurance premiums at the time of the adjustment application, subject to discretionary adjustment based on the borrower’s financial capacity.
中文原文 全民健康保險紓困基金申貸辦法第8條
申請人應依下列規定償還貸款：
一、償還起始日：自申貸日起一年後開始清償，確定之清償日期以貸款申請書上所載為準。
二、償還金額：
（一）申請人除自願提前清償外，每期償還金額上限為申貸當時之個人保險費的兩倍，下限為申貸當時之個人保險費的一倍或得視申貸者經濟能力酌予調整。
（二）申請人於申貸當時屬於本法第十條第一項第五款所稱低收入戶成員，其每月償還金額，以本法第十條第一項第六款所稱第六類保險對象每月自付保險費一倍為上限，以基本工資自付三成計繳之保險費為下限。
三、償還方式：依保險人開立之繳款單至指定代收機構繳納。
申請人欲提前清償者，得依與保險人約定之方式償還。
申請人於九十二年六月六日本法修正施行後一年內，得向保險人申請延緩清償貸款或變更償還金額。
申請延緩清償貸款者，保險人應每年查核其清償能力，於具備清償能力時，經保險人以書面通知繳納而不繳納者，依法移送強制執行。
申請變更償還金額者，除自願提前清償外，變更後之每期償還金額，上限為申請變更當時之個人保險費的兩倍，下限為變更當時之個人保險費的一倍或得視申貸者經濟能力酌予調整。
一、償還起始日：自申貸日起一年後開始清償，確定之清償日期以貸款申請書上所載為準。
二、償還金額：
（一）申請人除自願提前清償外，每期償還金額上限為申貸當時之個人保險費的兩倍，下限為申貸當時之個人保險費的一倍或得視申貸者經濟能力酌予調整。
（二）申請人於申貸當時屬於本法第十條第一項第五款所稱低收入戶成員，其每月償還金額，以本法第十條第一項第六款所稱第六類保險對象每月自付保險費一倍為上限，以基本工資自付三成計繳之保險費為下限。
三、償還方式：依保險人開立之繳款單至指定代收機構繳納。
申請人欲提前清償者，得依與保險人約定之方式償還。
申請人於九十二年六月六日本法修正施行後一年內，得向保險人申請延緩清償貸款或變更償還金額。
申請延緩清償貸款者，保險人應每年查核其清償能力，於具備清償能力時，經保險人以書面通知繳納而不繳納者，依法移送強制執行。
申請變更償還金額者，除自願提前清償外，變更後之每期償還金額，上限為申請變更當時之個人保險費的兩倍，下限為變更當時之個人保險費的一倍或得視申貸者經濟能力酌予調整。