Regulations for Start-up Assistance for the Unemployed Under Employment Insurance Article 26
If a loan recipient business suffers a disaster as defined under the Disaster Prevention and Protection Act, or a socioeconomic catastrophe recognized by the MOL, it may apply to the lending financial institution within six months from the date of the disaster occurrence or the official recognition announcement of the catastrophe for either of the following:1. Postponement of loan principal and interest payments for up to six months.2. Extension of the loan repayment period for up to six months.The MOL may, based on the nature, scope, and severity of the disaster or the catastrophe, publicly announce an extension of the application or repayment periods set out in the preceding paragraph.The loan recipient business applying under Paragraph 1 shall submit one of the following supporting documents:1. A disaster victim certificate issued by the Special municipality, county (city) government, or township (town, city, or district) office.2. A certificate showing that the responsible person of the loan recipient business was injured or fell ill as a result of the disaster.3. A certificate of serious injury or death of the spouse, lineal relatives, or the spouse’s lineal relatives of the responsible person of the loan recipient business due to the disaster.4. Other documents as specified by the MOL.A loan recipient business falling under any of the conditions set forth in Paragraph 1, Article 23 or Paragraph 1, Article 24 is not eligible to apply under Paragraph 1 of this Article.A lending financial institution approving an application under Paragraph 1 shall report such approval to the MOL for the record.During the postponement period for loan principal and interest payments, interest shall be subsidized by the MOL, except in cases where the interest subsidy is terminated under Paragraph 1, Article 23.After the postponement period expires, the repayment method for the principal and interest originally due during that period shall be determined through mutual agreement between the loan recipient business and the lending financial institution.
中文原文 就業保險失業者創業協助辦法第26條
貸款事業因災害防救法所定災害受災，或因本部認定之重大社會經濟事件受有影響，得於災害發生或認定公告之日起六個月內，向承貸金融機構提出下列申請：
一、暫緩繳付貸款本息最長六個月。
二、展延貸款還款期限最長六個月。
前項申請或還款期限，本部得視災害或事件之特性、範圍及嚴重程度，公告延長之。
貸款事業依第一項規定申請者，應檢附下列文件之一：
一、直轄巿、縣（巿）政府或鄉（鎮、巿、區）公所開立之受災證明。
二、貸款事業負責人因災害致傷病之證明。
三、貸款事業負責人之配偶、直系血親或配偶之直系血親因災害致重傷或死亡之證明。
四、其他經本部規定之文件。
貸款事業有第二十三條第一項各款或第二十四條第一項規定情形者，不適用第一項規定。
承貸金融機構同意第一項各款之申請者，應報本部備查。
貸款事業於暫緩繳付貸款本息期間，除有第二十三條第一項各款規定之停止利息補貼情形外，由本部補貼利息。
暫緩繳付貸款本息期間屆滿後，貸款事業於該期間原應繳付貸款本息之還款方式，由貸款事業及承貸金融機構合意定之。
一、暫緩繳付貸款本息最長六個月。
二、展延貸款還款期限最長六個月。
前項申請或還款期限，本部得視災害或事件之特性、範圍及嚴重程度，公告延長之。
貸款事業依第一項規定申請者，應檢附下列文件之一：
一、直轄巿、縣（巿）政府或鄉（鎮、巿、區）公所開立之受災證明。
二、貸款事業負責人因災害致傷病之證明。
三、貸款事業負責人之配偶、直系血親或配偶之直系血親因災害致重傷或死亡之證明。
四、其他經本部規定之文件。
貸款事業有第二十三條第一項各款或第二十四條第一項規定情形者，不適用第一項規定。
承貸金融機構同意第一項各款之申請者，應報本部備查。
貸款事業於暫緩繳付貸款本息期間，除有第二十三條第一項各款規定之停止利息補貼情形外，由本部補貼利息。
暫緩繳付貸款本息期間屆滿後，貸款事業於該期間原應繳付貸款本息之還款方式，由貸款事業及承貸金融機構合意定之。