Summary of the Amendments to the Regulations Governing Employment Enhancement of Unemployed Middle-Aged Persons and Elderly Persons Article 10
An unemployed middle-aged person or an unemployed elderly person who meets the following requirements and submits the relevant documents and information may apply to the financial institution for disbursement of the business start-up loan after the central competent authority approves his or her loan application:1. He or she has been registered as the responsible person of the business with supporting facts that he or she has actually operated the said business;2. He or she doesnot serve asthe responsible personof any other business;3. He or she has participated in business start-up seminars sponsored by the government for at least 18 hours in the past three years;4. The business has been established and registered for less than five years;5. The number of employees of the business which he or she operates does not exceed five persons; and6. The loan will be used only for purchasing or leasing plant, business premise, machine, equipment orused as working capital.The term “business” asmentioned in Subparagraphs 1, 4 and 5 of the preceding Paragraphrefers to a business that meets any one of the following conditions:1. A business that has completed company registration, business registration, or limited partnership registration as required by law.2. A childcare center, kindergarten, after-school care/service center for children, orshort-term class registered for supplementary schoolingthat has completed relevant registration as requiredby law.3. A small-sized business that is exempted from registration as per Article 5 of the Business Registration Act and has completed taxation registration as required by law.If the unemployed person referred to in Paragraph 1startsa business with aperson who is younger than 29 years old, the unemployed person shall submit the written business plan for the business operated actually by them jointly when applying to the financial institution for disbursement of the approved loan.The joint entrepreneur may not be the unemployed person’s spouse, relative by blood within the third degree, spouse of the relative by blood within the second degree or relative by blood within the second degree of the unemployed person’s spouse or the spouse of the said relative.
中文原文 失業中高齡者及高齡者就業促進辦法第10條
失業之中高齡者及高齡者,符合下列規定,並檢具相關文件、資料,經中央主管機關同意核貸,得向金融機構辦理創業貸款:
一、登記為所營事業之負責人,並有實際經營該事業之事實。
二、未擔任其他事業負責人。
三、三年內曾參與政府創業研習課程至少十八小時。
四、所營事業設立登記未超過五年。
五、所營事業員工數未滿五人。
六、貸款用途以購置或租用廠房、營業場所、機器、設備或營運週轉金為限。
前項第一款、第四款及第五款所稱事業,指符合下列條件之一者:
一、依法完成公司登記、商業登記或有限合夥登記。
二、托嬰中心、幼兒園、兒童課後照顧服務中心或短期補習班,依法完成立案登記。
三、商業登記法第五條所定得免申請登記之小規模商業,並依法完成稅籍登記。
第一項失業者與二十九歲以下之青年共同創業,向金融機構辦理貸款時,應檢具共同實際經營該事業之創業計畫書。
前項共同創業者不得為配偶、三親等內血親、二親等內血親之配偶、配偶之二親等內血親或其配偶。
一、登記為所營事業之負責人,並有實際經營該事業之事實。
二、未擔任其他事業負責人。
三、三年內曾參與政府創業研習課程至少十八小時。
四、所營事業設立登記未超過五年。
五、所營事業員工數未滿五人。
六、貸款用途以購置或租用廠房、營業場所、機器、設備或營運週轉金為限。
前項第一款、第四款及第五款所稱事業,指符合下列條件之一者:
一、依法完成公司登記、商業登記或有限合夥登記。
二、托嬰中心、幼兒園、兒童課後照顧服務中心或短期補習班,依法完成立案登記。
三、商業登記法第五條所定得免申請登記之小規模商業,並依法完成稅籍登記。
第一項失業者與二十九歲以下之青年共同創業,向金融機構辦理貸款時,應檢具共同實際經營該事業之創業計畫書。
前項共同創業者不得為配偶、三親等內血親、二親等內血親之配偶、配偶之二親等內血親或其配偶。