Labor Insurance Act Article 42

In case the diagnosis given by the hospital or clinic operated or specially contracted by the insurer decides that the insured person who conforms to one of the following conditions shall be hospitalized, his insured unit shall make such an application for him, except when an insured person is already hospitalized on account of emergent injury or sickness:1. Where an occupational injury has been sustained;2. Where an occupational disease has been afflicted;3. Where an ordinary injury has been inflicted; or4. Where the insured person has accumulated insurance coverage for more than 45 days before he applies for hospitalization treatment on account of an ordinary sickness.