Simple Life Insurance Act Article 24

The insurer of a simple life insurance policy may not have the subrogated right of action against a third party on behalf of the applicant or the beneficiary in case an event insured against takes place.
中文原文 簡易人壽保險法第24條
簡易人壽保險之保險人,不得代位行使要保人或受益人因保險事故所生對於第三人之請求權。

English translation for reference only; the Chinese text prevails. Not legal advice.