Simple Life Insurance Act Article 11
The insurance contract shall become effective as of the date that the insurance policy is issued. However, prior to the acceptance of the application, if the insurer collected an advance payment equal to the premium for the first term, then the insurer is liable from the moment of acceptance of the advance premium payment.
中文原文 簡易人壽保險法第11條
保險契約，自填發保險單之日發生效力。
但保險人於同意承保前，預收相當於第一期保險費之金額，保險人應負之保險責任，以保險人同意承保時，溯自預收相當於第一期保險費金額時開始。
但保險人於同意承保前，預收相當於第一期保險費之金額，保險人應負之保險責任，以保險人同意承保時，溯自預收相當於第一期保險費金額時開始。