Regulations Governing Postal Simple Life Insurance Operations Article 35
The Appointed Actuary shall submit a signing report to the FSC on the following items on the date designated by the FSC each year:1. Determination of premium rates: Actuaries shall regularly review the premium rates of simplified life insurance products on sale, and propose appropriate adjusted rates or other feasible measures if the premium rates lack fairness, reasonableness, or adequacy.2. Reserve accounting: The Appointed Actuaries shall ensure that reserves and actuarial assumptions made by Chunghwa Post in accordance with Regulations Governing Enrollment in Postal Simple Life Insurance Policies are reasonable, and reasonably ensure that the reserves are sufficient to meet future payment needs of the policy. Where there is insufficient deposit, the Appointed Actuary shall recommend response measures to Chunghwa Post.3. Policy dividend distribution: The Appointed Actuaries of Chunghwa Post shall recommend an appropriate policy dividend distribution scheme before the distribution of policy dividends each year.4. Investment decision evaluation: The Appointed Actuary shall provide professional analysis and opinions on the coordination and impact of investments in Postal Simple Life Insurance on its assets and liabilities, which shall serve as a reference for investment decision making.5. Assessment of solvency: Appointed Actuaries should evaluate the financial solvency of Postal Simple Life Insurance annually based on different assumed economic conditions and environments.6. Any other items designated by the FSC.
中文原文 郵政簡易人壽保險監督管理辦法第35條
簽證精算人員每年應就下列事項依金管會指定之日期向金管會提出簽證報告：
一、保險費率之釐訂：簽證精算人員應就簡易人壽保險業務，定期檢視其尚在銷售中之商品費率。
如其未具公平性、合理性或適足性時，應提出適當之修正費率或其他可行之處理措施。
二、各種準備金之核算：簽證精算人員應確保中華郵政公司依郵政簡易人壽保險投保規則所提列各種準備金及其所採用精算假設具合理性，並合理確保各種準備金足以因應其保單未來之給付所需。
若有提存不足，簽證精算人員應向中華郵政公司建議相關之因應措施。
三、保單紅利分配：中華郵政公司之簽證精算人員應於每年作分紅保單之紅利分配前，建議適當之保單紅利分配方式。
四、投資決策評估：簽證精算人員應就郵政簡易人壽保險之投資對其資產與負債之配合及影響，提供專業分析及意見，予其訂定投資決策之參照。
五、清償能力評估：簽證精算人員每年應以不同假設之經濟條件及環境，評估郵政簡易人壽保險之財務清償能力。
六、其他經金管會指定辦理之事項。
一、保險費率之釐訂：簽證精算人員應就簡易人壽保險業務，定期檢視其尚在銷售中之商品費率。
如其未具公平性、合理性或適足性時，應提出適當之修正費率或其他可行之處理措施。
二、各種準備金之核算：簽證精算人員應確保中華郵政公司依郵政簡易人壽保險投保規則所提列各種準備金及其所採用精算假設具合理性，並合理確保各種準備金足以因應其保單未來之給付所需。
若有提存不足，簽證精算人員應向中華郵政公司建議相關之因應措施。
三、保單紅利分配：中華郵政公司之簽證精算人員應於每年作分紅保單之紅利分配前，建議適當之保單紅利分配方式。
四、投資決策評估：簽證精算人員應就郵政簡易人壽保險之投資對其資產與負債之配合及影響，提供專業分析及意見，予其訂定投資決策之參照。
五、清償能力評估：簽證精算人員每年應以不同假設之經濟條件及環境，評估郵政簡易人壽保險之財務清償能力。
六、其他經金管會指定辦理之事項。