Regulations Governing Enrollment in Postal Simple Life Insurance Policies Article 29
For funds set aside as reserves, except for the discount rate assumption mentioned in the preceding article, other assumptions shall be made based on the best estimating assumptions of Chunghwa Post and relevant empirical data.Regarding the assumption of occurrence rate, if the empirical data on occurrence rate is insufficient and lacks credibility, it shall be determined based on the credibility actuarial principles of the empirical data on occurrence rate, and the following data:1. Life tables compiled and published by government agencies based on population data of different regions.2. The empirical life tables, annuity tables, and related experience tables designated by the FSC.The principles for calculating the credibility of empirical data on occurrence rate and other actuarial assumptions in the preceding paragraph shall be subject to the principles for actuarial practice issued by the Actuarial Institute of Chinese Taipei (AICT).
中文原文 郵政簡易人壽保險投保規則第29條
提存各種準備金，除前條折現率假設外，其他假設應依據中華郵政公司及相關實際經驗資料採用最佳估計假設定之。
有關發生率假設，如該實際經驗發生率資料不足且未具可信度，應併同下列資料依實際經驗發生率資料之可信度精算原理定之：
一、政府機關依據各地區人口資料編製公布之生命表。
二、金管會指定之經驗生命表、年金表及各種相關經驗表。
前項實際經驗發生率資料可信度計算原則及其他精算假設應依據中華民國精算學會所頒布之相關精算實務處理原則辦理。
有關發生率假設，如該實際經驗發生率資料不足且未具可信度，應併同下列資料依實際經驗發生率資料之可信度精算原理定之：
一、政府機關依據各地區人口資料編製公布之生命表。
二、金管會指定之經驗生命表、年金表及各種相關經驗表。
前項實際經驗發生率資料可信度計算原則及其他精算假設應依據中華民國精算學會所頒布之相關精算實務處理原則辦理。