Highway Act Article 65
This English translation was last updated on 2025-12-19, but the Chinese text was amended on 2026-08-17. Later amendments may not be reflected in the translation — please refer to the Chinese text.
Automobile owners shall have liability insurance under this article.Trolley owners shall have liability insurance before applying to highway authorities for the issuance of license plates, under rates provided by the MOTC. Insurance premiums are set by the MOTC.The operator of automobile transportation shall have liability insurance for passengers and third-parties, and the minimum insurance coverage is set by the MOTC. Highway automobile transportation enterprise, metropolitan automobile transportation enterprise, and tourist bus transportation enterprise that fail to pay insurance premiums shall be fined at least NTD 100,000 but not more than NTD 500,000. Taxicab transportation businesses that fail to pay insurance premiums shall be fined at least NTD 3,000 but not more than NTD 30,000.The highway authority may require the insurer to provide the aforementioned underwriting information for transmission to the agency or institution designated by the central highway authority.
中文原文 公路法第65條
汽車所有人應依強制汽車責任保險法之規定，投保強制汽車責任保險。
電車所有人應於申請公路主管機關發給牌照使用前，依交通部所定之金額，投保責任險。
公路汽車客運業、市區汽車客運業、遊覽車客運業及計程車客運業，皆應投保旅客責任保險、第三人責任保險；其最低投保金額，由交通部定之。
未依規定投保旅客責任保險、第三人責任保險者，公路汽車客運業、市區汽車客運業與遊覽車客運業處新臺幣十萬元以上五十萬元以下罰鍰；計程車客運業處新臺幣三千元以上三萬元以下罰鍰。
公路主管機關得要求保險人提供前項承保資料傳輸至中央公路主管機關指定之機關（構）。
電車所有人應於申請公路主管機關發給牌照使用前，依交通部所定之金額，投保責任險。
公路汽車客運業、市區汽車客運業、遊覽車客運業及計程車客運業，皆應投保旅客責任保險、第三人責任保險；其最低投保金額，由交通部定之。
未依規定投保旅客責任保險、第三人責任保險者，公路汽車客運業、市區汽車客運業與遊覽車客運業處新臺幣十萬元以上五十萬元以下罰鍰；計程車客運業處新臺幣三千元以上三萬元以下罰鍰。
公路主管機關得要求保險人提供前項承保資料傳輸至中央公路主管機關指定之機關（構）。