Act for Development of Small and Medium Enterprises Article 13
In order to meet the capital requirements for small and medium enterprises, the central competent authority shall coordinate with financial institutions and credit guarantee institutions to enhance their respective functions of providing financing and guaranty to small and medium enterprises.In order to meet the capital requirements for small and medium credit guarantee institutions, the central competent authority shall allocate budget for donation to such credit guarantee institutions for the maintenance of their guarantee capacity. Financial institutions which contract with such credit guarantee institutions shall also cooperate with the donation whereas and the central competent authority may also solicit donation from private businesses.The total amount of donation from various financial institutions mentioned in the preceding paragraph, taking into account the actual requirements, may be adjusted upward annually until reaching 35% of the total donation amount and be determined by the central competent authority according to the safekeeping amount, overdue ratio, substitute pay off amount, credit remainder, net value, profit and loss status, and the donated amount.The central competent authority shall actively help small and medium enterprises get the loan from banks, and report the review results of each fiscal year to the Legislative Yuan.
中文原文 中小企業發展條例第13條
為充裕中小企業資金,中央主管機關應協調有關金融機構、信用保證機構,加強對中小企業融資、保證之功能。
為充裕中小企業信用保證機構之資金,中央主管機關應編列預算捐助該機構,以維持其應有之保證能量,與該機構簽約之金融機構亦應配合捐助,主管機關並得向企業界勸募。
前項各金融機構捐助之總額,得視需要逐年增加至總捐助額百分之三十五,由中央主管機關依其送保金額與逾期比率及代位清償金額,對企業授信餘額、淨值、盈虧情形及已捐助金額等定之。
中央主管機關應主動協助中小企業取得銀行貸款,並將年度執行成果報告送立法院。
為充裕中小企業信用保證機構之資金,中央主管機關應編列預算捐助該機構,以維持其應有之保證能量,與該機構簽約之金融機構亦應配合捐助,主管機關並得向企業界勸募。
前項各金融機構捐助之總額,得視需要逐年增加至總捐助額百分之三十五,由中央主管機關依其送保金額與逾期比率及代位清償金額,對企業授信餘額、淨值、盈虧情形及已捐助金額等定之。
中央主管機關應主動協助中小企業取得銀行貸款,並將年度執行成果報告送立法院。