Civil Code Article 899
This English translation was last updated on 2021-01-20, but the Chinese text was amended on 2026-08-17. Later amendments may not be reflected in the translation — please refer to the Chinese text.
A pledge of personal property is extinguished by the destruction or loss of the thing pledged, unless the pledgor is entitled to receive compensation or other benefits as a result of such loss or destruction.The pledgee retains a pledge over any right to compensation or other right of claim exercisable by the pledgor as referred to in the preceding paragraph. The seniority of the pledge so retained is the same as that of the original pledge.If a payment obligor, intentionally or through gross negligence, makes a payment to the pledgor, the payment has no effect against the pledgee.Under the circumstances referred to in the preceding paragraph, the pledgee may demand that the pledgor deliver the thing given in payment or make a lodgment of the money paid.The provisions of the preceding four paragraphs apply mutatis mutandis with respect to compensation or other benefits that may be received as a result of damage to a thing pledged.
中文原文 民法第899條
動產質權，因質物滅失而消滅。
但出質人因滅失得受賠償或其他利益者，不在此限。
質權人對於前項出質人所得行使之賠償或其他請求權仍有質權，其次序與原質權同。
給付義務人因故意或重大過失向出質人為給付者，對於質權人不生效力。
前項情形，質權人得請求出質人交付其給付物或提存其給付之金錢。
質物因毀損而得受之賠償或其他利益，準用前四項之規定。
但出質人因滅失得受賠償或其他利益者，不在此限。
質權人對於前項出質人所得行使之賠償或其他請求權仍有質權，其次序與原質權同。
給付義務人因故意或重大過失向出質人為給付者，對於質權人不生效力。
前項情形，質權人得請求出質人交付其給付物或提存其給付之金錢。
質物因毀損而得受之賠償或其他利益，準用前四項之規定。