Civil Code Article 881-6
This English translation was last updated on 2021-01-20, but the Chinese text was amended on 2026-08-17. Later amendments may not be reflected in the translation — please refer to the Chinese text.
If the claim secured by a line of credit mortgage is assigned to another person prior to determination of the principal claim, the line of credit mortgage is not transferred along with the claim. The same shall be true when a third party satisfies the debt on behalf of the debtor.If, prior to determination of the principal claim, a third party assumes the claim secured by a line of credit mortgage, and the debtor is exempted from liability, the mortgagee may not exercise the line of credit mortgage with respect to the portion that has been assumed.
中文原文 民法第881-6條
最高限額抵押權所擔保之債權，於原債權確定前讓與他人者，其最高限額抵押權不隨同移轉。
第三人為債務人清償債務者，亦同。
最高限額抵押權所擔保之債權，於原債權確定前經第三人承擔其債務，而債務人免其責任者，抵押權人就該承擔之部分，不得行使最高限額抵押權。
第三人為債務人清償債務者，亦同。
最高限額抵押權所擔保之債權，於原債權確定前經第三人承擔其債務，而債務人免其責任者，抵押權人就該承擔之部分，不得行使最高限額抵押權。