Civil Code Article 875-2
This English translation was last updated on 2021-01-20, but the Chinese text was amended on 2026-08-17. Later amendments may not be reflected in the translation — please refer to the Chinese text.
If a mortgage is created on multiple real properties for the purpose of securing the same claim, the amount to be apportioned toward the claim from each of the mortgaged properties shall be calculated as follows:1. When the apportionment from each individual mortgaged property has not been specified, the apportionment shall be made pro-rata to the values of the properties.2. When the apportionment from each individual mortgaged property has been specified, the apportionment shall be made pro-rata to the amounts specified for apportionment from the properties.3. When the apportionment has been specified for only some of the mortgaged properties, the apportionment shall be made pro-rata to the amounts specified for apportionment from the properties and, for those properties for which no amount has been specified, to the values of the properties.When calculating the amounts to be apportioned under subparagraphs 2 and 3 of the preceding paragraph, when the amount specified for apportionment from any individual mortgaged property is higher than the value of that mortgaged property, the value of the mortgaged property shall be used in the calculation.
中文原文 民法第875-2條
為同一債權之擔保，於數不動產上設定抵押權者，各抵押物對債權分擔之金額，依下列規定計算之：
一、未限定各個不動產所負擔之金額時，依各抵押物價值之比例。
二、已限定各個不動產所負擔之金額時，依各抵押物所限定負擔金額之比例。
三、僅限定部分不動產所負擔之金額時，依各抵押物所限定負擔金額與未限定負擔金額之各抵押物價值之比例。
計算前項第二款、第三款分擔金額時，各抵押物所限定負擔金額較抵押物價值為高者，以抵押物之價值為準。
一、未限定各個不動產所負擔之金額時，依各抵押物價值之比例。
二、已限定各個不動產所負擔之金額時，依各抵押物所限定負擔金額之比例。
三、僅限定部分不動產所負擔之金額時，依各抵押物所限定負擔金額與未限定負擔金額之各抵押物價值之比例。
計算前項第二款、第三款分擔金額時，各抵押物所限定負擔金額較抵押物價值為高者，以抵押物之價值為準。