Civil Code Article 481

This English translation was last updated on 2021-01-20, but the Chinese text was amended on 2026-08-17. Later amendments may not be reflected in the translation — please refer to the Chinese text.

Notwithstanding any agreement to the contrary, if a loan of money is converted from goods or valuable securities, a sum of the loan shall be in accordance with the market value of the goods or valuable securities at the time and place of delivery.
中文原文 民法第481條
以貨物或有價證券折算金錢而為借貸者,縱有反對之約定,仍應以該貨物或有價證券按照交付時交付地之市價所應有之價值,為其借貸金額。

English translation for reference only; the Chinese text prevails. Not legal advice.